Question

7．The problem of debt（債務(wù)） among teenagers in western countries is becoming worse and worse．Aren't they following their parents'advice，or aren't the parents teaching their children about money？Here is some advice that children as young as eight or nine can understand．
     First of all，you should learn to save before you buy．When you receive money，you should save some of it，maybe 30%．After this，spend what you want．Secondly，you'd better watch your money．Don't trust other people with it．Don't lend money and don't try to buy friends．If friends want your money，they aren't real friends．Another piece of advice is to buy only what you can afford．If that MP5 player or iPhone costs more than you have，then you don't need it．Don't borrow money for it，either．If you really want something，you can save for it．Saving teaches discipline（自律）．Also，after you have saved up enough money，you may realize you don't really want it after all．Finally，you are supposed not to compare what you have with what your friends have．That expensive iPad of your friend may be borrowed or paid for with borrowed money．
     There is an old saying："Give a person a fish and he will eat for a day．Teach a person how to fish，and he will eat for the rest of his life．"This is also true when we teach our children about money．Don't buy everything your children want．If you teach them good habits，they will always look after their money．

Introduction	Debt among western teenagers is increasing．
Body	Advice	What to do
	Save before you buy．	As soon as you receive money，you should（61）save  about 30% before spending what you want．
	Watch your money．	Don't lend money and don't try to buy （62）friends
	Buy what you can （63）afford．	If something costs more than you have，then you don't need it．
	Don't compare what you have  with what your friends have．	That expensive iPad of your friend may be borrowed or （64）paid for with borrowed money．
Conclusion	If you teach them good （65）habits，they will take good care of their money．

Answer 1

分析 文章大意：
西方國(guó)家青少年的債務(wù)問(wèn)題越來(lái)越嚴(yán)重，他們沒(méi)有跟隨他們父母的意愿，還是父母沒(méi)有教他們的孩子關(guān)于錢(qián)的知識(shí)？這里有一些建議，八歲或九歲的孩子們可以理解．
首先，你應(yīng)該學(xué)會(huì)在購(gòu)買(mǎi)之前保存一定數(shù)目的金錢(qián)．當(dāng)你收到錢(qián)，你應(yīng)該節(jié)省一些，也許30%．之后，花你能花的．
其次，你最好注意你的錢(qián)財(cái)．不要信任其他人．不要借錢(qián)，不要試圖用錢(qián)買(mǎi)朋友．如果朋友想要你的錢(qián)，他們不是真正的朋友．
另一個(gè)建議是買(mǎi)只有你能買(mǎi)得起的東西．
最后，你不應(yīng)該和朋友比較他有什么，你有什么，每個(gè)人的經(jīng)濟(jì)水平和生活習(xí)慣都是不一樣的．
有一句古話："給一個(gè)人一條魚(yú)，他會(huì)吃一天．教一個(gè)人如何釣魚(yú)，他的余生都將有飯吃"．

解答 61．save，推理判斷題．文中提到"When you receive money，you should save some of it，maybe 30%"當(dāng)你拿到錢(qián)時(shí)，應(yīng)該保留一部分，可能是30%，句中出現(xiàn)should，所以填寫(xiě)動(dòng)詞原形，由此可以確定答案，填寫(xiě)"save"譯為保存30%的錢(qián)．
62．friends，推理判斷題．文中提到"Don't lend money and don't try to buy friends"不要借錢(qián)，更不要用錢(qián)去買(mǎi)朋友，因?yàn)槟遣皇钦嬲�的朋友，所以填�?xiě)"friends"．
63．a(chǎn)fford，推理判斷題．文章提到"Another piece of advice is to buy only what you can afford．"，一種省錢(qián)的辦法就是只買(mǎi)自己買(mǎi)得起的，所以填寫(xiě)"afford"．
64．paid，推理判斷題．文中提到"That expensive iPad of your friend may be borrowed or paid for with borrowed money"不要和朋友比他們的ipad，因?yàn)樗麄兊膇pad可能是借的，或者是借錢(qián)買(mǎi)的，由于題目中borrow用的是過(guò)去時(shí)，且pay和borrow用and來(lái)連接，所以填寫(xiě)"paid"．
65．habits，推理判斷題．文中提到"If you teach them good habits，they will always look after their money"只有養(yǎng)成了一個(gè)好的習(xí)慣，才能夠更好的理財(cái)，所以填寫(xiě)"habits"．

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