According to a study by SallieMae, 84 percent of undergraduate students have credit cards, and by the time they are seniors, they have accumulated US $ 4,100 in debt, on top of whatever student loans they may have taken out．
Credit cards are the most convenient form of payment, and they are aggressively marketed to college students．Reportedly, a typical college student carries 4．6 credit cards and US $ 3,173 in credit card debt．
Credit cards seem to be a fact of life, not just student life． In the long term,  using a credit card properly and paying off the balance can help establish a card history and increase your credit score, which will come in handy when you need an important loan, for a house or car, for example．Your credit score can affect even unrelated things like insurance rates．Credit cards also offer more protection for users than debit cards（借記卡）．Under federal law, the credit card holder is only responsible for the first US  $ 50in fraudulent（欺詐的） purchases in cases of theft or loss．However, debit card users are responsible for the first US $ 500．                                   
SallieMae found some good news in the fact that two thirds of students had discussed credit issues with their parents, but 84 percent said they needed more information．Those who didn't get any guidance were more likely to be surprised when they found out how much they owed．
While credit cards offer the easiest access to money, they make it easy to live outside your means．Less than a fifth of students surveyed paid off their balance every month, and carrying a balance brings finance charges, sometimes at a very high interest rates．
SallieMae found that almost 40 percent of students chose their first credit card based on direct mail, which is probably why students get credit card offers in the mail． But when the credit card offers flow in, be sure that you read the fine print．Offers of low or no interest rates can disappear, leaving you a debt that climbs beyond your ability to pay it off．
小題1:What does the first paragraph imply?
A．Most of the senior students are shocked to see how much they owed．
B．Students can only take out loans from credit cards．
C．Most of students' loans come from credit cards．
D．Credit cards have a bad effect on college students．
小題2:The underlined part "come in handy" in the third paragraph probably means “         ”
A．bring troubleB．make mistakes
C．be importantD．be useful
小題3:According to SallieMae, what is the possible reason why students get so many credit card offers in the mail?
A．Many students' first credit card is based on direct mail．
B．it costs the banks little to mail out credit cards．
C．Students don't like to go to the bank to open a credit card account．
D．Banks have no other way to let students use their credit cards．
小題4:What is the theme of the third paragraph?
A．The advantages of using debit cards．
B．The similarities between credit cards and debit cards．
C．The advantages of using credit cards．
D．Credit cards are the most convenient form of payment．
小題5:According to SallieMae, how many students had not discussed credit issues with their parents?
A．l/3B．2/3 C．l/4D．3/4

小題1:C
小題2:D
小題3:A
小題4:C
小題5:A 

試題分析：文章介紹的大學(xué)生之中使用信用卡的問(wèn)題，除了一些好處，信用卡也會(huì)讓學(xué)生陷入債務(wù)之中。
小題1:細(xì)節(jié)題：從第一段的句子：84 percent of undergraduate students have credit cards, and by the time they are seniors, they have accumulated US $ 4,100 in debt, on top of whatever student loans they may have taken out．可知大部分畢業(yè)生的債務(wù)來(lái)自信用卡。選C。
小題2:猜詞題：句意是：當(dāng)你需要貸款的時(shí)候，就可以使用信用卡了。選D
小題3:細(xì)節(jié)題;從最后一段的句子：SallieMae found that almost 40 percent of students chose their first credit card based on direct mail, which is probably why students get credit card offers in the mail．可知很多學(xué)生的第一個(gè)信用卡是郵寄來(lái)的。選A
小題4:細(xì)節(jié)題;從第三段的句子：using a credit card properly and paying off the balance can help establish a card history and increase your credit score, 可知這段講的是信用卡的好處。選C
小題5:細(xì)節(jié)題：文章倒數(shù)第三段的句子：SallieMae found some good news in the fact that two thirds of students had discussed credit issues with their parents,可以推斷出有三分之一的學(xué)生沒(méi)有和父母討論信用卡的事情。選A
點(diǎn)評(píng)：這篇文章還是有一定難度的，但對(duì)于細(xì)節(jié)題的考查很細(xì)致，學(xué)生在掌握大意后，只要關(guān)注一些細(xì)節(jié)，可以迅速抓住關(guān)鍵句子。
練習(xí)冊(cè)系列答案
相關(guān)習(xí)題

科目：高中英語(yǔ) 來(lái)源：不詳 題型：閱讀理解

People are talking about the “new economy.” It’s very different from the “old economy”.
In the old economy, people travel to work. They buy things in stores. They use the post office, the fax and the telephone to send information. They see people face-to-face at their jobs or in stores. People get information from newspapers, radio, television, books and libraries.
In the new economy, people do business through the “net,” which is a connection of millions of computers everywhere in the world. In the new economy, workers often work at home. They can get information online. They can communicate with employers and co-workers by e-mail. Businesses have “virtual (虛擬)stores”. They are websites on which customers can see the products. Businesses can sell to customers anywhere in the world.
In the new economy, people live a fast paced, convenient and colorful life. The whole world develops more quickly than before. But the new economy is a double-edge sword. Its disadvantage is also obvious. For example, the Internet has led to a huge increase in credit card cheating. Some illegal websites offer some cheap or banned goods or services. Online shoppers who enter their credit card information may never receive the goods they want to buy and their card information could even be for sale in an illegal website. So people in the new economy should be smarter and knowledgeable.
小題1:The cause of the differences between the new economy and the old economy is ____.
A．the change of people’s idea
B．the business people do
C．the use of the Internet
D．the change of people’s life
小題2:“But the new economy is a double-edge sword ” in the last passage means_____.
A．The new economy is as sharp as a sword
B．The new economy has advantages and disadvantages
C．The new economy is better than the old economy
D．Both the new economy and the old economy have disadvantages
小題3:Which of the following is NOT true?
A．People can get all kinds of information on the Internet.
B．Telephone, radio, television, newspapers and so on will disappear in the new economy.
C．People in the new economy should have high quality.
D．Life in the new economy is more comfortable than the one in the old economy.

查看答案和解析>>

科目：高中英語(yǔ) 來(lái)源：不詳 題型：閱讀理解

As you are probably aware, the latest job markets news isn’t good: Unemployment is still more than 9 percent, and new job growth has fallen close to zero. That’s bad for the economy, of course. And it may be especially discouraging if you happen to be looking for a job or hoping to change careers right now. But it actually shouldn’t matter to you nearly as much as you think.
That’s because job growth numbers don’t matter to job hunters as much as job turnover(人員更替) data. After all, existing jobs open up every day due to promotions, resignations, terminations(解雇), and retirements. (Yes, people are retiring even in this economy.) In both good times and bad, turnover creates more openings than economic growth does. Even in June of 2007, when the economy was still moving ahead, job growth was only 132,000, while turnover was 4.7 million!
And as it turns out, even today — with job growth near zero — over 4 million job hunters are being hired every month.
I don’t mean to imply that overall job growth doesn’t have an impact on one’s ability to land a job. It’s true that if total employment were higher, it would mean more jobs for all of us to choose from (and compete for). And it’s true that there are currently more people applying for each available job opening, regardless of whether it’s a new one or not.
But what often distinguishes those who land jobs from those who don’t is their ability to stay motivated. They’re willing to do the hard work of identifying their valuable skills; be creative about where and how to look; learn how to present themselves to potential employers; and keep going, even after repeated rejections. The Bureau of Labor Statistics data shows that 2.7 million people who wanted and were available for work hadn’t looked within the last four weeks and were no longer even classified as unemployed.
So don’t let the headlines fool you into giving up. Four million people get hired every month in the U.S. You can be one of them.
小題1:The author tends to believe that high unemployment rate ______.
A．discourages many people from landing jobs
B．prevents many people from changing careers
C．should not stop people from looking for a job
D．does not mean the U.S. economy is worsening
小題2:Where do most job openings come from?
A．Job growth.B．Job turnover.
C．Improved economy.D．Business expansion.
小題3:What does the author say about overall job growth?
A．It doesn’t have much effect on individual job seekers.
B．It increases people’s confidence in the economy.
C．It gives a ray of hope to the unemployed.
D．It doesn’t mean greater job security for the employed.
小題4:What is the key to landing a job according to the author?
A．Education.B．Intelligence.C．Persistence.D．Experience.
小題5:What do we learn from the passage about the unemployment figures in the US?
A．They clearly indicate how healthy the economy is.
B．They provide the public with the latest information.
C．They warn of the structural problems in the economy.
D．They don’t include those who have stopped looking for a job.

查看答案和解析>>

科目：高中英語(yǔ) 來(lái)源：不詳 題型：閱讀理解

Around the world there are some festivals that for some of us may sound bizarre.
In England they celebrate the rolling cheese race, which occurs every year during the last Monday in May. This festival’s characteristic is a contest where an official rolls cheese down a steep hill and festival- goers go chasing after it. The winner is the first one to reach and catch the cheese.
Another festival celebrated in England is the world championship of grimaces (鬼臉). It is a celebration that dates back to 1297 and is celebrated during the month of September. The task is to perform the best grimace using anything you can to win.
The worldwide championship of wife lifting is celebrated in Finland. The game is based on Viking traditions where a man should carry away his neighbor’s wife. According to the rules, any woman above 17 is considered as a wife, so if you are within this age, take care while visiting this country during the month of July.
Many of you have watched Pirates of the Caribbean and have known something about pirates. The 19th of September has been declared worldwide as the day to talk like a pirate. Plenty of people have celebrated it thanks to the publicity (宣傳) on the Internet.
First staged in 1998, the Boryeong Mud Festival is an attraction that pulls more than a million visitors to the South Korean City. As you all know, the town is said to be rich in minerals, so there is no shortage of mud. Mud is trucked onto Daecheon Beach for tourists and locals to enjoy the festival to their best.
The Monkey Buffet Festival is held in Thailand to develop tourism. It’s an unusual feast held for about 600 monkeys. The Monkey Buffet Festival is held in honor of the Hindu gods Ram and Hanuman and involves 3,000 kilograms of vegetables and fruits being laid out for monkeys to stuff themselves.
小題1:What does the underlined word “bizarre” in Paragraph1 probably mean?
A．DangerousB．StrangeC．terribleD．Familiar
小題2:If a participant wants to win in the rolling cheese race, he / she should __________.
A．roll as much cheese down the hill as possible
B．find the largest piece of cheese rolling downhill
C．perform the best grimace when chasing the cheese
D．be the first one to catch the cheese rolling downhill
小題3:According to the writer, a girl above 17 should be careful when enjoying __________.
A．the worldwide championship of wife lifting
B．the world championship of grimaces
C．the Boryeong Mud Festival
D．the Monkey Buffet Festival

查看答案和解析>>

科目：高中英語(yǔ) 來(lái)源：不詳 題型：閱讀理解

“A thousand-mile journey begins with a single step,” as the saying goes. However,  36 it doesn’t tell us is that once the journey is started, it might be hard to stop.
That’s the  37 for Tang Renli, a senior at Nanjing University of Technology, who has backpacked to more than 200 cities in China during four years of college. To  38 his experiences, Tang has hosted a photo exhibition Play Hooky, Go Travel at the Beijing 798 Art Zone. On  __39_ are over 300 photos of his travels. The 22-year-old never  40 going to so many places when he   41  his first trip to Yangzhou during the Tomb Sweeping Day holiday in his freshman year. _42  he was hooked on travel. You may  43 how Tang could find the time, being a full-time college student. Did he really skip classes to go travel, like the  44 of his exhibition suggests? “I gave myself one to two weeks every month for travel. But I always took care of my class and  45__ first,” Tang said. Tang, who is a city planning major, has never  ___46_ a compulsory course at college.
“I spent more time and effort on my study,  47 during the finals’ weeks,” Tang said. Schoolwork was not the only  48 Tang had to face. His travel budget was  49 so Tang had to  50 what he had. He usually took the cheapest form of transport and stayed at youth hostels  ___51 less than 50 yuan per night. There were also times when he walked, hitchhiked, and slept in train stations, police offices and vans.
“Sometimes I felt  52 , helpless and even found myself in  _53 ,” Tang said. “But now that I look back, these setbacks  _54 my journey, and my life. Don’t think too much about the  ___55 because you’ll cross that bridge when you get to it. And once you take your first step, the feeling is amazing and addictive.”
小題1:
A．whichB．whatC．thatD．it
小題2:
A．caseB．excuseC．mottoD．dream
小題3:
A．testB．gain C．shareD．identify
小題4:
A．purposeB．performanceC．discovery D．display
小題5:
A．thought ofB．spoke toC．worried about D．turned out
小題6:
A．competedB．completedC．compromisedD．complained
小題7:
A．Up to nowB．Until thenC．From then onD．In the end
小題8:
A．wonderB．puzzleC．surpriseD．trouble
小題9:
A．sentenceB．titleC．projectD．object
小題10:
A．commentsB．revisionC．a(chǎn)chievements D．a(chǎn)ssignments
小題11:
A．failedB．succeededC． reached D．missed
小題12:
A．impatientlyB．increasinglyC．especiallyD．a(chǎn)nxiously
小題13:
A．excitementB．mixtureC．expressionD．obstacle
小題14:
A．limitedB．grantedC．a(chǎn)ppliedD．wasted
小題15:
A．pay much attention toB．take no notice of
C．put an end toD．make the most of
小題16:
A．losingB．costingC．offering D．cheating
小題17:
A．a(chǎn)loneB．livelyC．lonelyD．a(chǎn)live
小題18:
A．horrorB．a(chǎn)ngerC．sorrowD．danger
小題19:
A．enjoyedB．enrichedC．engagedD．endured
小題20:
A．importanceB．necessitiesC．uncertaintiesD．significance

查看答案和解析>>

科目：高中英語(yǔ) 來(lái)源：不詳 題型：閱讀理解

It is "one of the few bright spots in the Chinese economy," says Zeng Ming． He is talking about e-commerce． Mr Zeng, the chief strategy officer for Alibaba, a giant Chinese Internet firm, predicts that digital transactions on his firm's platforms will top l trillion yuan （$159 billion） this year-more than Amazon's and eBay's combined． That is a bold claim, but consider what happened on Singles Sunday．
Invented a few years ago by students and seized upon by digital marketers, this festival for lonely hearts falls annually on the  llth day of the llth month （since l is the loneliest number）．It is like St Valentine's Day, only worse． Singletons shower each other with tender gifts: a barrage of pearls; a storm of sweets．
This November llth they spent a surprising 19 billion yuan on Alibaba's online platforms-a fourfold increase on a year ago, and more than double what Americans spent online last Cyber Monday （the Monday after Thanksgiving, when retailers urge Americans to shop online）． About 100m purchases were logged, accounting for 80% of the packages shipped that day． Couriers（怏遞員） were buried in parcels．
So life is good for China's e-tailers, then? Not exactly． The number of digital marketers is increasing and online sales are booming． Consumers are enjoying lower prices, better service and more variety． The problem? The pressure on profits in Chinese e-commerce is worse than in America, reckons Elinor Leung of CLSA, a broker． "Almost no one makes money," she says．
The fiercest battles are being fought between online retailers and their bricks-and-mortar（實(shí)體的） rivals．Dangdang, a firm． that resembles Amazon,．a(chǎn)nd 360buy, another online retailer, have cut prices fiercely． Tencent, a cash-rich online giant known for its instant-messaging software, is splashing out to win market share． 360buy has also just raised $400m from investors to do the same． But it is unclear how much longer such firms can burn through capital．
小題1:What's the best title of this passage?
A．The Ambition of Alibaba
B．Fierce Competition between Retailers
C．A Newly Sprung Festival for the Singles
D．Chinese Booming and Developing E-commerce
小題2:According to Zeng Ming, this year Alibaba will        ．
A．outweigh Amazon and eBay in worldwide influence
B．rank top among all the Internet firms
C．have more than 159 billion dollars' sale
D．create another sales miracle just like the one on Singles Day
小題3:How many packages were shipped on November ll th from Alibaba's online platforms?
A．About 80 million．B．About 100 million．
C．About 125 million．D．About 180 million．
小題4:What's the author's attitude towards online retailers in China?
A．Optimistic．B．Concerned．
C．Sympathetic．D．Indifferent．

查看答案和解析>>

科目：高中英語(yǔ) 來(lái)源：不詳 題型：閱讀理解

Different people use different languages. We Chinese speak Chinese, and, most of us are learning a foreign language. But there is another kind of language we need to know --- the language of the body.
All over the world, people “talk with their hand, with their heads and with their eyes.” When Japanese people meet, they bow. When Indians meet, they put their hands together. What do American and British do? Americans are more imformal(不拘小節(jié)的) than the British. They like to be friendly. They use first names, they ask questions and they talk easily about themselves. When they sit down, they like to relax in their chairs and make themselves comfortable. British people are more reserved(保守的). They take more time to make friends. They like to know you before they ask your name.
When British or American people meet someone for the first time, they shake hands. They do not usually shake hands with people they know well. Women sometimes kiss their women friends, and men kiss women friends (on one cheek only). When a man meets a man, he just smiles, and says, “Hello.” Men do not kiss each other, or hold hands. Even fathers and sons do not often kiss each other.
小題1:In the passsage, the writer thinks that body language is ______________.
A．uselssB．difficultC．quite easyD．important
小題2:Which of the following is right?
A．different countries hav the same body language.
B．different countries have different body anguages.
C．people in Asia share the same body language.
D．many people only use their body language.
小題3:If an American friend visits you, he probably _____________.
A．sit straightB．never sits downC．makes fun of youD．sits freely
小題4:If you want to make a British friend, you may feel it ________________.
A．imopssibleB．too easyC．too difficultD．slow
小題5:Generally speaking, ____________ kiss more often.
A．menB．womenC．BritishD．Americans

查看答案和解析>>

科目：高中英語(yǔ) 來(lái)源：不詳 題型：閱讀理解

The practice of students endlessly copying letters and sentences from a blackboard is a thing of the past. With the coming of new technologies like computers and smartphones, writing by hand has become something of nostalgic (懷舊的)skill. However, while today’s educators are using more and more technology in their teaching, many believe basic handwriting skills are still necessary for students to be successful---both in school and in life.
Virginia Berninger, professor of educational psychology at the University of Washington, says it’s important to continue teaching handwriting and help children acquire the skill of writing by hand.
Berninger and her colleagues conducted a study that looked at the ability of students to complete various writing tasks---both on a computer and by hand. The study, published in 2009, found that when writing with a pen and paper, participants wrote longer essays and more complete sentences and had a faster word production rate.
In a more recent study, Berninger looked at what role spelling plays in a student’s writing skills and found that how well children spell is tied to how well they can write. “Spelling makes some of the thinking parts of the brain active which helps us access our vocabulary, word meaning and concepts. It is allowing our written language to connect with ideas.” Berninger said.
Spelling helps students translate ideas into words in their mind first and then to transcribe(轉(zhuǎn)換) “those words in the mind written symbols on paper or keyboard and screen,” the study said. Seeing the words in the “mind’s eye” helps children not only to turn their ideas into words, says Berninger, but also to spot(發(fā)現(xiàn)) spelling mistakes when they write the words down and to correct then over time.
“In our computer age, some people believe that we don’t have to teach spelling because we have spell checks,” she said. “But until a child has a functional spelling ability of about a fifth grade level, they won’t have the knowledge to choose the correct spelling among the options given by the computer.”
小題1:What makes writing by hand a thing of the past?
A．The absence of blackboard in classroom.
B．The use of new technologies in teaching.
C．The lack of practice in handwriting.
D．The popular use of smartphones.
小題2:Berninger’s study published in 2009 ___________.
A．focused on the difference between writing by hand and on a computer
B．indicated that students prefer to write with a pen and paper
C．found that good essays are made up of long sentences
D．discussed the importance of writing speed
小題3:Which of the following best shows the role of spelling?
A．Spelling improves one’s memory of words.
B．Spelling ability is closely related to writing ability.
C．Spelling benefits the translation from words into ideas.
D．Spelling slows down finding exact words to express ideas.
小題4:What does “mind’s eye” in paragraph 5 mean?
A．Window.B．SoulC．PictureD．Imagination.
小題5:What conclusion could be drawn from the passage?
A．Computers can help people with their choice of words.
B．Spell checks can take the place of spelling teaching.
C．Handwriting still has a place in today’s classrooms.
D．Functional spelling ability develops fast in the fifth grade.

查看答案和解析>>

科目：高中英語(yǔ) 來(lái)源：不詳 題型：閱讀理解

English Language and Culture Program
If you wish to improve your English-language skills as well as your understanding of the Canadian cultural context, the courses offered by ELC Evening are for you. Whether your goals are academic, business or immigration-related, there is a course to meet your needs．
Evening course tuition:$490,0．
All evening courses run for 10 weeks．A $50 discount is available to returning students or students attending two or more courses．
ELC 550
Mondays, July 7 - September 22, 2008August 4 & September 11- HOLIDAY
Mondays, October 6-December 15．2008 October 13-HOLIDAY
This course is designed for non-native Englisli speakers who wish to take the 1ELTS （International English Language Testing System） exam．Each week, participants （參加者）focus on specific modules of the test （speaking, reading, listening, and writing） to develop and improve the skills they need to succeed on the exam．
ELC 552
Tuesdays, Aprils8-June 10,2008
Tuesdays, October 7 - December．16, 2008 November 11 - HOLIDAY
This course is designed for participants who wish to improve their fluency and expressiveness in English．Production skills will be targeted, including pronunciation, intonation, rhythm, and stress．Participants are required to complete weekly in-class assignments （任務(wù)）, including speeches, monologues, interviews, and role-plays．
ELC 554
Wednesdays, July 9 - September 10．2008
Wednesdays, October 8 -December 10．2008
This course is designed for non-native English-speaking university and college participants who wish to improve their academic leading and writing skills．This course gives participants the tools required for presenting information and building persuasive arguments in clear and cohesive written forms．
ELC 555
Thursdays, July 10 - September 11, 2008
Thursdays, October 9 - December 11, 2008
This course is designed for non-native English speakers who are either working or planning to work in a business environment．Areas of focus include handling telephone conversations, networking, participating in meetings, negotiating, making presentations, and conducting interviews．
小題1:One only needs to pay $440 if he ______．
A．a(chǎn)ttends 10 weeks' evening course
B．a(chǎn)ttends the evening courses for a second lime
C．finds others to take the evening course together
D．recommends another person to take one ot the evening courses
小題2:Which is the proper time for one who wants to find a job in business field?
A．Mondays, October 6 - December 15, 2008．
B．Tuesdays, October 7 - December 16,2008．
C．Wednesdays, October 8 - December 10, 2008．
D．Thursdays, October 9 - December 11, 2008．
小題3:ELC 554 is most suitable for ______．
A．a(chǎn) newspaper reporterB．a(chǎn) university student
C．a(chǎn) businessmanD．a(chǎn) high school student
小題4:ELC 550 mainly focuses on ______．
A．college preparations
B．fluency and expressiveness in English
C．the skills needed to pass an exam
D．basic English knowledge
小題5:A student who mainly wants to improve his spoken English can attend           ．
A．ELC 550B．ELC 552 C．ELC 554D．ELC 555

查看答案和解析>>

同步練習(xí)冊(cè)答案