A growing number of consumers, especially young people , are adopting more Western habits when it comes to spending money—by favoring credit cards over savings.
A survey of 11,500 people in 18 cities by The Nielson Company found the credit card market had witnessed a major change in recent years.
“Today’s consumer is clearly not interested in saving for a rainy day, as may have been the case in the past,” Bega Ng, director of financial services research with the company said. “Consumers have been adopting Western habits and attitudes in almost every way—including saving and spending habits. Consumers in their 20s spend tomorrow’s cash to fund today’s needs.”
The report found consumers aged 18 to 24 were the most eager credit card users.
Although the report did not give the amounts credit card users in each of the 18 cities spent, it mentioned the example of Xiamen, a coastal city in Fujian Province, where consumers put an average of 50 percent of their monthly incomes into their credit card accounts to indulge(沉湎于) in cashless shopping.
Included in the survey for the first time, Xiamen is reported to have a fast growing penetration rate(滲透率) for credit cards, with four out of ten consumers now owning at least one card. With more than half of cardholders in Xiamen owning two or more cards, it is catching up with key “tier one” cities, the report said. The report did not make known the figures in major cities such as Beijing, Shanghai and Guangzhou.
Last year, the same Nielson survey showed Shanghai had the biggest population of credit card holders, with citizens owning 1.8 credit cards on average. Half of them use credit cards at least once a week, the survey said.
Yunfei, 30, from Beijing, said she spent at least 2,000 yuan a month by credit cards, most of which went on daily necessities and dining out.
【小題1】Which of the following best shows the young urbanites’ idea of consumption?

A．Using credit cards in every way.
B．Spending tomorrow’s cash for today’s needs.
C．Owning more cards for cashless shopping.
D．Saving money for future use.
【小題2】How is the situation of credit card use in Xjamen?
A．Forty percent of the consumers own at least one card.
B．Credit card users use up most of their monthly income.
C．The number of credit card users is larger than that in Guangzhou.
D．Over half of the consumers use two or more cards.
【小題3】Which city had the largest number of credit card users according to a previous survey?
A．Xiamen.B．Beijing.C．Shanghai.D．Guangzhou.
【小題4】What is the main idea of the survey reported by Nielson Company?
A．Most credit card users are young people aged 18 to 24.
B．Western habits have a big influence on the Chinese people.
C．The number of credit card users is growing rapidly in Chinese cities.
D．Chinese consumers are no more interested in saving money.


【小題1】B
【小題2】A
【小題3】C
【小題4】C

解析

練習(xí)冊系列答案
相關(guān)習(xí)題

科目：高中英語 來源：2010年高三備考英語“好題速遞”系列試題（2） 題型：閱讀理解

Like a growing number of young women in Vietnam’s northern part city of Haiphong, Pham Thi Hue was infected with HIV by her husband, one of the town’s many drug users．But instead of being shamed into silence, as Vietnamese with HIV and AIDS are, the 25-year-old tailor and mother of one went public, appearing on television and at conferences．Her business suffered and her neighbors insulted （辱罵）her, but Hue has now become the public face of Mothers and Wives, an HIV/ AIDS support group established in Haiphong by a Norwegian nongovernmental organization and her neighborhood’s People’s Committee．Last year, she founded a smaller group named after a local flower．People who need advice on treatment or help preparing bodies for burial can dial a hot line and get assistance from able and sympathetic（同情的）HIV victims．“We gather to support each other,” Hue says．“When we are sick, what we need most is encouragement and comfort from people who understand our situation and are willing to share our happiness, as well as our sadness．”
On a hot and damp night last month, Hue welcomed into her small home a very thin woman, also a tailor, who was HIV positive．The woman tearfully told Hue that she had not told anyone about her condition, fearing that she would lose customers and that her daughter would be insulted at school．Hue became the wise elder, offering medical and personal advice．
40．What did Pham Thi Hue do after she was infected with HIV?
A．She kept silent
B．She worked as usual
C．She stayed at home and cried every day．
D．She went public and gave help to others．
41．It can be inferred from the passage that the group Pham Thi Hue founded is made up of____．
A．drug users                                      B．HIV victims
C．a(chǎn)ll kinds of patients                          D．poor people
42．From the passage we can learn that Pham Thi Hue is a woman who is_______．
A．weak and kind                                 B．foolish and idle
C．brave and helpful                              D．cautious and energetic

查看答案和解析>>

科目：高中英語 來源：2014屆江西省高二上學(xué)期期末考試英語試卷（解析版） 題型：閱讀理解

Tens of thousands of smartphone applications are running ads from the overwhelming(勢不可擋的) advertising networks that change smartphone settings and copy people’s contact information without permission.

Aggressive ad networks can disguise（假扮） ads as text message notifications (通告), and sometimes change browser settings and bookmarks. Often, the ads will upload your contacts list to the ad network’s servers--- information that the ad network can then sell to marketers.

Sounds scary? It’s not a giant problem yet, but it’s a growing one. As many as 5% of free mobile apps use an “aggressive” ad network to make money, according to Lookout, a San Francisco-based mobile security company. PhoneLiving was one of the most popular app developers to use these kinds of ad networks; their dozens of talking animal apps have been downloaded several million times. Later, PhoneLiving says it has mended its ways. The company admittedusing invasive techniques to make money from its apps, but said it dropped those methods at the start of July because of bad reviews and declining downloads.

The most popular type of apps that use aggressive ad networks are “Personalisation” apps, which include wallpapers. Comic and entertainment apps are also among the most likely to have rogue(兇猛的) ad networks running behind the scenes. Like aggressive pop-ups on PCs, the bad software isn’t easy to get rid of. Though the damage can typically be removed by deleting the app, it can be hard to tell which app is causing the problems.

When developers create free mobile apps, they usually make money through ads displayed within the app. App makers don’t usually tell people which ad network they are using, which makes it hard to avoid the known offenders. The best defense is to read reviews and avoid downloading apps that have attracted many complaints.

1.What is an example of bad behavior by the annoying mobile ads?

A．They change browser settings and bookmarks.

B．They change people’s calendar settings.

C．They send scam text messages occasionally.

D．They download free versions of games.

2.What do we know about PhoneLiving?

A．Its operation model is against the will of netizens.

B．It was forced to admit its bad behavior.

C．It has changed its business model rapidly.

D．Its relationship with Lookout may break up.

3.Why is the bad software hard to get rid of?

A．The software runs behind the scenes.

B．The app is very hard to delete.

C．It is difficult to find the problem app.

D．The network antivirus is out of date.

4.What does the underlined word, “ invasive”, mean in the third paragraph?

A．innovative         B．positive           C．flexible           D．a(chǎn)ggressive

5.What is the main idea of the passage?

A．Mobile ads can attack your phone and steal your contacts.

B．Mobile ads have become popular in recent years.

C．Smartphones have been damaged by mobile ads.

D．You may download some aggressive apps unconsciously.

 

查看答案和解析>>

科目：高中英語 來源：2012年新課標(biāo)版高中英語選修七 Unit1練習(xí)卷（解析版） 題型：閱讀理解

The concept of health holds different meanings for different people and groups. These meanings have also changed over time. This change is no more evident than in Western society today, when notions of health and health promotion are being challenged and expanded in new ways.

For much of recent Western history, health has been viewed in the physical sense only. That is, good health has been connected to the smooth mechanical operation of the body, while ill health has been attributed to a breakdown in this machine. Health in this sense has been defined as the absence of disease or illness and is seen in medical terms.

In the late 1940s the World Health Organization challenged this physically and medically oriented (導(dǎo)向的) view of health. They stated that health is a complete state of physical, mental and social well-being and is not merely the absence of disease (WHO, 1946). Health and the person were seen more holistically (mind / body / spirit) and not just in physical terms.

The 1970s was a time of focusing on the prevention of disease and illness by emphasizing the importance of the lifestyle and behaviour of the individual. Specific behaviours which were seen to increase risk of disease, such as smoking, lack of fitness and unhealthy eating habits, were targeted. Creating health meant providing not only medical health care, but also health promotion programs and policies which would help people maintain healthy behaviours and lifestyles. While this individualistic healthy lifestyle approach to health worked for some (the wealthy members of society), it was of little benefit to people experiencing poverty, unemployment, underemployment or who had little control over the conditions of their daily life.

During the 1980s and 1990s there has been a growing swing away from seeing lifestyle risks as the root cause of poor health. While lifestyle factors still remain important, health is being viewed also in terms of the social, economic and environmental contexts in which people live. This broad approach to health is called the socio-ecological view of health.

At the Ottawa Conference in 1986, a charter was developed which outlined new directions for health promotion based on the socio-ecological view of health. This charter, known as the Ottawa Charter for Health Promotion, remains as the backbone of health action today. In exploring the scope of health promotion it states that:

Good health is a major resource for social, economic and personal development and an important dimension (尺度) of the quality of life. Political, economic, social, cultural, environmental, behavioural and biological factors can all favour health or be harmful to it. (WHO, 1986)

1.From the passage, we can infer that _________.

A．good health means not having any illness

B．health has different meanings for different people in different periods

C．health has always been viewed in terms of the social, economic and environmental contexts in which people live

D．health has always been considered a major resource for social, economic and personal development and an important dimension of quality of life

2.In the late 1940s, if you ___________, that meant you were healthy. 

A．were strong enough

B．were strong, optimistic and happy

C．had enough money

D．had a good lifestyle

3.        of society benefited most from the healthy lifestyle approach to health. 

A．Rich people

B．Poor people

C．Old people

D．Young people

4.The socio-ecological view of health includes the following broad areas EXCEPT ________.

A．the social contexts

B．the environmental contexts

C．the economic contexts

D．the area of personal development

5.This passage mainly tells us that                 .  

A．wealth is health

B．health means different things in different periods

C．it’s getting harder to be healthy

D．people should change their understanding of health over time

 

查看答案和解析>>

科目：高中英語 來源：2013屆云南大理賓川第四高級中學(xué)高二9月月考英語試卷B卷（解析版） 題型：閱讀理解

IS IT TIME TO GET － MP3

Your computer has been playing music for years, one CD at a time．Now hundreds of songs can be stored in your PC if they’re in the MP3 format．

What is it?

MP3 compresses (壓縮) music into small computer—friendly files．You access MP3 music several ways: Tunes can be downloaded from websites that have converted (轉(zhuǎn)變) vast music libraries into MP3．Or you can prerecorded CDs into your PC and convert songs in minutes into MP3．Once MP3 music is on your PC’s hard drive, you can play it through your computer’s speakers, “burn” it onto blank CDs or swap (交換) MP3 files with friends using e—mail．

How much?

Software needed to play and convert MP3 music is often free．It is preinstalled (預(yù)先安裝)on most new computers or can be downloaded from many websites, including MP3, com．Some MP3 sites are free．Just type at around $50 and can hold hundreds of songs．A blank CD on which you can record music costs about a dollar．

Advantages

MP3 turns your home PC into a jukebox (自動唱機(jī))．Tiny MP3 players are the size of a deck of cards, making it easy to take hundreds of songs with you．

Disadvantages

You may find that music at many sites is limited．And some only allow you to listen rather than download offerings．Others let you download music that then can’t be copied to MP3 players．And a growing number of new CDs make it impossible to copy songs to a computer．

1.How can you get Mp3 music?

A．By turning your home PC into jukebox．

B．By taking you own music or songs with you．

C．By copying songs to a PC through the speakers．

D．By downloading from websites which have converted music libraries．

2.How much will you pay for a MP3 player?

A．Free of charge

B．Free downloading

C．At least fifty dollars

D．About a dollar

3.What is the closest meaning of the underlined word “burn”?

A．Copy

B．Play

C．Store

D．Change

 

查看答案和解析>>

科目：高中英語 來源：四川省2010屆高三模擬考試英語試題 題型：單項填空

 

Unemployment is on the increase. A growing number of young people, __________, are finding themselves out of work.

       A．in case      B．a(chǎn)ll in all       C．in particular         D．a(chǎn)s a result

 

查看答案和解析>>

同步練習(xí)冊答案