閱讀理解

An allowance is an important tool for teaching kids how to budget, save and make their own decisions. Children remember and learn from mistakes when their own dollars are lost or spent foolishly.

  How large an allowance is appropriate? Experts say there is not fight amount. Actual amounts differ from region to region, and from family to family.

  To set an appropriate allowance for your child, work up a weekly budget. Allow for entertainment expenditures such as movies and snacks. Next, include everyday expenses such as lunch money, bus fare, school supplies. “If you make the child responsible for these bills' ,” says Josephine Swanson, a consumer specialist, “he or she will learn to budget for necessary expenditures.”

  Finally, add some extra money to make saving possible. If you can, keep your child's allowance in line with that of his friends. A child whose purchasing power falls away below his peers' can feel left out.

  It can be tough, but avoid excusing your children when they make a mistake with their allowance. When Brooke Stephens was ten and growing up in Jacksonville, her mother gave her $ 5 a week, $ 1.75 of which was for bus fare and lunch. “If you lose your money,” Brook's mother told her, “you walk home.”

  One week the girl spent all her allowance in a candy store; then she called home for a fide. “Mom made me walk home, ” recalls Stephens, now a financial planner in Brooklyn. “At first I was angry. But I finally realized that she was trying to teach me an important lesson.”

  Experts advise that an allowance should not be tied directly to a child's daily chores. Kids should help around the house not because they get paid for it but because they share responsibilities as members of a family. You might, however, pay a child for doing extra jobs at home, that can develop his or her initiative.

(1)What does the passage mainly discuss?

[  ]

A.How to develop a child's initiative.

B.How to work up an amount of pocket money.

C.How to teach a child to save money.

D.How to teach a child about money.

(2)It can be inferred from the passage that if a child is given an allowance, he or she may ________.

[  ]

A.spend all the money very soon

B.be spoiled and finally mined

C.feel responsible and care about money

D.lose the money and can not return home

(3)In Paragraph 4, the words “his peers” refer to ________.

[  ]

A.his parents

B.his teachers

C.his financial experts

D.his friends

(4)Why does the author mention Brooke Stephens?

[  ]

A.To question the opinion about pocket money.

B.To compare Stephens with other financial experts.

C.To explain that parents should be strict when children are developing good habits about money.

D.To suggest that pocket money is useless in developing a child' s sense of responsibility.

(5)The author implies in the passage that ________.

[  ]

A.paying children for their housework is no good

B.a(chǎn) child's initiative can be developed if he or she is paid for all the housework

C.children may feel lost and lonely if they have no pocket money

D.children may learn to put aside some money if they are given a great amount of pocket money

答案:D;C;D;C;A
解析:

(1) D 文章第一句就點(diǎn)明了主題:零用錢是一項(xiàng)重要的工具,它可以幫助家長教孩子們?nèi)绾尉庮A(yù)算、儲蓄及作出他們自己的決定.在接下來的幾段中作者具體闡述了家長應(yīng)該如何教孩子們花錢,故選D

(2) C 文章第一段大意為:零用錢可以幫助家長教孩子們?nèi)绾尉庮A(yù)算、儲蓄及作出他們自己的決定,當(dāng)孩子們自己的錢丟掉或不明智地花掉后他們將會吸取教訓(xùn),故選C

(3) D 見文章第四段第二、三句,意為“如有可能,給你孩子的零用錢應(yīng)與他朋友們的零用錢相當(dāng),如果一個孩子的購買力低于同齡人,他可能會感到自己被孤立起來”,可見,第三句中his peers與第二句中his friends是指同一對象,故選D

(4) C 文章第五、六段舉子關(guān)于Brooks Stephens的一個例子:當(dāng)Brooks Stephens十歲時,她母親每周給她5美元的零用錢,其中1.75美元是午餐費(fèi)和車費(fèi),有一次Brooke Stephens在一個糖果店花光了所有的錢,她打電話讓家人去接她.但她母親卻讓她自己走回家.Brooks Stephens最終認(rèn)識到母親是教她吸取教訓(xùn),這個例子說明了家長們在教孩子如何花錢時應(yīng)嚴(yán)格要求,故選C

(5) A 見文章最后一段,意為:表示建議千萬不要直接以孩子們做家務(wù)的報(bào)酬這一名義給孩子零用錢,孩子們做家務(wù)并不是因?yàn)樗麄儠虼双@得報(bào)酬,而是他們應(yīng)承擔(dān)作為家庭一員的責(zé)任.因此可以看出,作者不贊同孩子做家務(wù)獲得報(bào)酬的這一做法,故選A


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