During her junior year of high school, Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life. Ray pretended to buy a car, rent an apartment, and apply for a credit card.  Then, she and her classmates played the "stock market game", investing（投資) the hypothetical（虛擬的） earnings from their hypothetical jobs in the market in the disastrous fall of 2008. "Our pretend investments crashed," Ray says, still frightened. "We got to know how it felt to lose money."
That pain of earning and losing money is a feeling that public schools increasingly want to teach. Forty states now offer some type of financial instruction at the high-school level, teaching students how to balance checkbooks and buy stock in math and social-studies classes. Though it's too early to measure the full influence of the Great Recession（大蕭條）, the interest in personal-finance classes has risen since 2007 when bank failures started to occur regularly. Now, many states including Missouri, Utah, and Tennessee require teenagers to take financial classes to graduate from high school. School districts such as Chicago are encouraging money-management classes for kids as young as primary school, and about 300 colleges or universities now offer online personal-finance classes for incoming students. "These classes really say, 'This is how you live independently,' " says Ted Beck, president of National Endowment for Financial Education.
Rather than teach investment methods or financial skills, these courses offer a back-to-the-basics approach to handling money: Don't spend what you don't have. Put part of your monthly salary into a savings account, and invest in the stock market for the long-term rather than short-term gains. For Ray, this means dividing her earnings from her part-time job at a fast-food restaurant into separate envelopes for paying bills, spending and saving.  "Money is so hard to make but so easy to spend," she says one weekday after school. "That is the big takeaway."
Teaching kids about the value of cash certainly is one of the programs' goals, but teachers also want students to think hard about their finances long term. It's easy for teenagers to get annoyed about gas prices because many of them drive cars. But the hard part is urging them to put off the instant satisfaction of buying a new T-shirt or an iPod. "Investing and retirement aren't things teenagers are thinking about. For them, the future is this weekend," says Gayle Whitefield, a business and marketing teacher at Uth’s Riverton High School.
That’s a big goal for these classes: preventing kids from making the same financial missteps their parents did when it comes to saving, spending, and debt. Though the personal savings rate has increased up to 4. 2 percent, that’s still a far distance from 1982, when Americans saved 11. 2 percent of their incomes. “It’s hard for schools to reach strict money-management skills when teenagers go home and watch their parents increase credit-card debt. It’s like telling your kids not to smoke and then lighting up a cigarette in front of them,” Beck says.
Even with these challenges, students such as Ray say learning about money in school is worthwhile. After Ray finished her financial class, she opened up a savings account at her local bank and started to think more about how she and her family would pay for college. “She just has a better understanding of money and how it affects the world,” says her mother, Darleen－and that’s sown to the details of how money is spent from daily expenses to various taxes. All of this talk of money can make Ray worry, she says, but luckily, she feels prepared to face it.
小題1:The “stock market game” mentioned in Paragraph 1 is meant to       .
A．introduce a new course to students
B．help students learn about investment
C．teach how to apply for a credit card
D．encourage students’ personal savings
小題2:How does the writer show us that schools’ interest in teaching financial classes has increased in paragraph 2_________?
A．By giving examples. B．By providing data.
C．By raising questions.D．By making comparisons.
小題3:According to the passage, taking money-management courses will        .
A．better students’ learning methods
B．prevent students going into debt
C．help students get accepted by colleges
D．make students become very wealthy
小題4:After completing the financial class, Diane Ray is likely to       .
A．pay off all her debts. B．handle her money better
C．find a job in a bank. D．manage the family income
小題5:The passage is mainly about      .
A．ways to teach students to earn money
B．how Diane Ray learns to value money
C．the push to teach personal finance in school
D．how students choose a proper financial class

小題1:B
小題2:A
小題3:B
小題4:B
小題5:C

試題分析：由于受金融危機的影響，公立學校正在逐漸開設金融課，來教授學生基本知識，認識金錢和如何使用、分配金錢，并未將來做打算。
小題1:根據(jù)第一段“instructed the 17-year-old to map out her future financial life.”可知，老師是在指導Ray如何進行投資，故選B。
小題2:根據(jù)“Now, many states including Missouri, Utah, and Tennessee require teenagers to take financial classes to graduate from high school. School districts such as Chicago are encouraging money-management classes for kids as young as primary school, and about 300 colleges or universities now offer online personal-finance classes for incoming students.”可知，作者通過舉例子的方式來說明學校對教授金融課的興趣的增加，故選A。
小題3:根據(jù)第三段“Rather than teach investment methods or financial skills, these courses offer a back-to-the-basics approach to handling money: Don't spend what you don't have. Put part of your monthly salary into a savings account, and invest in the stock market for the long-term rather than short-term gains.”和第五段“That’s a big goal for these classes: preventing kids from making the same financial missteps their parents did when it comes to saving, spending, and debt.”可知，學校更多的是教授學生基本的用錢之道，而不是教授投資技巧和金融知識，目標是防止孩子犯他們父母犯過的錯誤，故選B。
小題4:根據(jù)最后一段“Ray say learning about money in school is worthwhile. After Ray finished her financial class, she opened up a savings account at her local bank and started to think more about how she and her family would pay for college.”可知，Ray在上過金融課之后，會更好地分配錢，故選B。
小題5:根據(jù)“That pain of earning and losing money is a feeling that public schools increasingly want to teach. ...the interest in personal-finance classes has risen since 2007 when bank failures started to occur regularly”可知，經(jīng)濟危機帶來的損失正在越來越促使各地對的學校開設金融課，故選C。
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B．can take the place of linguists in language analysis
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It means that the change itself increases the ability to learn．
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The findings were matched in a study of native Italian speakers who had learned English as a second language between the ages of 2 and 34. Reading，writing，and comprehension were all tested．The results showed，that the younger they started to learn，the better．“Studying a language means you get an entrance to another world，’’explained the scientists．
小題1:The main subject talked about in this passage is         
A．language can help brain power
B．man's ability of learning a second language
C．science on learning a second language
D．language learning and maths study
小題2:In the second paragraph，the writer mentions “exercise” in order to     
A．say language is also a kind of physical labor
B．make people believe language learning helps grey matter work well
C．show the importance of using the language when you learn the language
D．prove that one needs more practice when he(she)is learning a language
小題3:The underlined word‘‘bilinguals”in Paragraph 4 probably means       
A．people who can speak two languages
B．second language learners
C．researchers on language learning
D．a(chǎn)ctive language learners
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A．the experience of learning a second language has bad effect on people’s brain
B．there is no difference between a later second language learner and one who doesn’t know a second language
C．the earlier you start to learn a second language，the higher the grey matter density is
D．the ability of learning a second language is changing all the time
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A．learning a second language is the same as studying maths
B．Italian is the best choice for you as a second language
C．you’d better choose the ages between 2 and 34 to learn a second language
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Why should we teachers waste time on such tiring work? Our job should be to help the child when he tells us that he can’t find the way to get the right answer. Let’s end all this nonsense（荒謬的）of grades, exams and marks. Let us throw them all out, and let the children learn what all educated persons must someday learn, how to measure their own understanding, how to know what they know or do not know.
We should, of course, offer help to them just as they ask for it. The idea that there is a body of knowledge to be learnt at school and used for the rest of one’s life is nonsense in a world as complicated（復雜的）and rapidly changing as ours. Don’t worry! If something is basic, they will go out into the world and learn it.
小題1:What is the main idea of the passage? (No more than 8 words.)
_____________________________________________________________________________
小題2:Which sentence in the passage can be replaced by the following one?
Teachers seem to think that a child can’t find out a mistake or correct it without their help.
_____________________________________________________________________________
_____________________________________________________________________________
小題3:Please fill in the blank in the first paragraph with proper words or phrases to complete the sentence.
(No more than 10 words.)
_____________________________________________________________________________
小題4:According to the passage, what should a teacher do? (No more than 15 words.)
A teacher should ______________________________________________________________
_____________________________________________________________________________
小題5:What is the author’s attitude towards grades, exams and marks at school?
(No more than 5 words.)
The author thinks _____________________________________________________________

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科目：高中英語 來源：不詳 題型：閱讀理解

Children who spend more time reading with their parents have a greater chance of becoming better readers than those who don’t. With help from their parents, children can learn techniques(技巧) to improve their reading skills.
“A lot of parents think after their child learns to read, they should stop reading to them,” Donna George said. “They are sadly mistaken.”
George offers her services to parents at the Title I Learning Centers. She said reading aloud to children may be the most valuable(有價值的) thing parents can do. “It is better for children to hear things at a higher level than where they are,” George said. “Parents are their child’s first teacher.” Parents help their children build listening, phonics(拼讀法), comprehension(閱讀理解) and vocabulary skills when they read aloud to them.
Before parents can identify reading problems, they should escape the enemy----television and limit the time their children spend watching television. George suggested not allowing kids to have a TV in their bedrooms, setting a schedule of when kids can watch or keeping a list of how many programs children watch. Louise Joiners said while her 14-year-old daughter and 10-year-old son enjoy reading, the television sometimes becomes a distraction. So she tries to build the situation by suggesting books the entire family will enjoy reading together, like the Harry Potter series.
Parents who do not read themselves should not depend on their children being enthusiastic about it. If parents would read to their children at least 15 minutes every day, children would not have so many problems in school. It is the parents’ job to help build that desire in their children, and of course to know what kind of books to read is also important.
小題1:The underlined word “distraction” means something that     .
A．can improve children’s reading.
B．can make children interested
C．can make children not pay their attention
D．can help children’s right way of reading
小題2:In the fourth paragraph     is the most important.
A．reading speedB．reading environment
C．reading skillsD．reading materials
小題3:If the passage is not completed, what will be written after the passage?
A．What TV programs children can watch during reading.
B．Advice is given to control their children.
C．Parents choose reading materials for their children.
D．How children improve their reading by themselves.
小題4:Which one would be the best title for the passage?
A．Parents Are Their Child’s First Teacher.
B．How to Improve Children’s Reading Ability.
C．Children Spend More Time Reading with Parents.
D．How Parents Make Their Child a Better Reader.

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