Introduction to the topic | ●Many people become passive investors for (71)fearthat they make mistakes and suffer a loss of more money ●In face of the trouble,doing something smart makes (72)sense | |
(73) Tips/Suggestions/Adviceon managing your money | Plan for financial aid | ●(74)Assumptionsare made that a 529 plan is the best choice for everyone's savings ●If your family earns less than $100,000,save aggressively for college in a taxable account in your name and chances are that your child will have (75)accessto some financial aid ●If your family earns more than $100,000 and will possibly remain at or above that level when your child enters college,a 529 plan (76)suitsyou best because you probably won't have the qualif ication for aid anyway |
Expect ups and downs | ●Excessive safe investments as well as (77)riskyones hurt your portfolio's growth rate ●Invest in funds that you will hold on to for more than a year,for under the new tax law longterm capital gains are (78)less Taxed ●Invest in stock funds that pay dividends,which can not only hold down the taxes but also make your portfolio's value (79)sustainablein tough times | |
Forget high fees | (80)Avoidingpaying unnecessarily high investment costs and fees,you will increase your average investment return |
分析 本文中作者講述了如何管理自己的錢,介紹了幾種投資方案.作者認為過度安全的投資和高風險的投資都會降低投資組合的增長率,所以要選擇合適的投資方式,量力而行.
解答 71.fear 72.sense 73.Tips/Suggestions/Advice 74.Assumptions 75.a(chǎn)ccess 76.suits 77.risky 78.less 79.sustainable 80.Avoiding
71.fear考查細節(jié)理解.根據(jù)"People are afraid of making a mistake and losing more money"可知,人們害怕犯錯誤,損失更多的錢.故填"fear"
72.sense考查細節(jié)理解.make sense 有道理.根據(jù)"But doing nothing isn't better than doing something smart"可知,什么也不做比做"聰明"的事情好,更有道理.故填"sense"
73.Tips/Suggestions/Advice考查細節(jié)理解.根據(jù)后面的內(nèi)容可知,接下來作者要提供關于管理錢的一些建議.故填"Tips/Suggestions/Advice"
74.Assumptions考查細節(jié)理解.根據(jù)"They assume that investing in a 529 plan is the best place for your savings"可知,假定529計劃是每個人儲蓄的最佳選擇.故填"Assumptions"
75.a(chǎn)ccess考查細節(jié)理解.根據(jù)"Do save aggressively for college in a taxable account in your name if your household income is below﹩100,000.In this case,your child will likely qualify for some financial aid"可知,如果你的家庭收入低于100000美元,積極在你的名字下為學院保存應稅帳戶,那么你的孩子將獲得一些經(jīng)濟援助.故填"access"
76.suits考查細節(jié)理解.根據(jù)"Do invest in a 529 plan if your income is higher than﹩100,000 and will likely remain at or above that level when your child enters college.In this case,the 529 plan is great because you probably won't qualify for financial aid anyway."可知,如果你的家庭收入超過100000美元,并且當孩子進入大學時仍可能達到或超過這一水平,那么529計劃最適合你,因為你可能不會通過援助.故填"suits"
77.risky考查細節(jié)理解.根據(jù)"Annoyed by three straight years of stock market dlines,many people have been shifting to lowerrisk investments.But just astaking too much risk can hurt your portfolio's(投資組合) growth rate,so can hiding out in excessive safe investments"可知,過度安全的投資和高風險的投資會損害你的投資組合的增長率.故填"risky"
78.less考查細節(jié)理解.根據(jù)"Do consider investing in funds that you'll hold on to for more than a year.Under the new tax law,longterm capital gains are taxed at a maximum of 15%,down from 20%"可知,新稅法下對長期資本利征稅較少.故填"less"
79.sustainable考查細節(jié)理解.根據(jù)"Investing in these funds will not only hold down taxes but also sustain your portfolio's value in tough times"可知,投資這些基金不僅能降低稅收,還能在困難時期維持你的投資組合的價值.故填"sustainable"
80.Avoiding考查細節(jié)理解.根據(jù)"Don't pay unnecessarily high investment costs and fees"可知,避免支付不必要的高投資成本和費用.故填"Avoiding"
點評 對于任務型閱讀,做題時首先對原文材料迅速瀏覽,掌握全文的主旨大意.其次,細讀題材,各個擊破.掌握全文的大意之后,細細閱讀材料后的問題,弄清每題要求后,帶著問題,再回到原文中去尋找、捕獲有關信息.
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