8.Why is there no risk to the customer when a bank prints the customer's name to his cheques?
When anyone opens a current account at a bank,he is lending the bank money,repayment of which he may demand at any time,either in cash or by drawing a check in favor of another person.Primarily,the bank-customer's account is in credit or overdrawn.But,in addition to that basically simple concept,the bank and its customer owe a large number of obligations(義務) to one another.Many of these obligations can give rise to problems but a bank customer,unlike,say,a buyer of goods,cannot complain that the law is loaded against him.
The bank must obey its customer's instructions,and not those of anyone else.When,for example,a customer first opens an account,he instructs the bank to debit(把…記入借方) his account only in respect of checks drawn by himself.He gives the bank specimens(標本) of his signature,and there is a very firm rule that the bank has no right to pay out a customer's money on a check on which its customer's signature has been forged(偽造).It makes no difference that the forgery may have been a very skillful one:the bank must recognize its customer's signature.For this reason there is no risk to the customer in the practice,adopted by banks,of printing the customer's name on his checks.If this helps forgery,it is the bank which will lose,not the customer.
130.When you have a bank account,youC
A.must always be in credit
B.can't draw any money if you're overdrawn
C.can draw money without notice
D.can't pay money to anyone else
131.One of the obligations a bank has to a customerA
A.is that it can't take instructions from other people
B.is that it can avoid complications and problems
C.it must pay money to the customer even if he is seriously overdrawn
D.it must print the customer's signature
132.The underlined part"the law is loaded against him"in the second paragraph is most likely to meanB
A.the law is not of his interest
B.the law is unfavorable to him
C.the law is not in favor of him
D.the law is not in his honor
133.If someone forged your signature and drew money from your accountC
A.the bank would always pay money to the forger
B.the bank wouldn't lose any money
C.you wouldn't lose any money
D.you wouldn't lose your money.
分析 本文主要講述的是銀行的職責,應該服從顧客的指示.
解答 CABC
130 C 細節(jié)題. 根據文章第二 段When anyone opens a current account at a bank,he is lending the bank money,repayment of which he may demand at any time,either in cash or by drawing a check in favor of another person. 可知當你開銀行賬戶的時候,你可以在任何時間在銀行取錢,故選C.
131 A 細節(jié)題. 根據文章第三 段 The bank must obey its customer's instructions,and not those of anyone else.可知銀行必須服從顧客的指示,而不是其他人的,故選A.
132 B 猜測詞義題. 根據文章第二 段Many of these obligations can give rise to problems but a bank customer,unlike,say,a buyer of goods,cannot complain that the law is loaded against him.可知銀行客戶不可能抱怨法律是不支持他的,因為銀行只服從顧客的指示,故選B.
133 C 細節(jié)題. 根據文章最后一段If this helps forgery,it is the bank which will lose,not the customer.可知如果發(fā)生那樣的事情,銀行負責,而不是顧客,故選C.
點評 考察學生的細節(jié)理解和推理判斷能力,做細節(jié)理解題時一定要找到文章中的原句,和題干進行比較,再做出正確的選擇.在做推理判斷題不要以個人的主觀想象代替文章的事實,要根據文章事實進行合乎邏輯的推理判斷.