Eat your vegetables. Wash your hands. Always say “please" and“thank you". We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how to manage their money.
Here are some basics that will help guide them their entire lives:
Show them the future. If your 13-year-old girl were to save$1,000,invest(投資)it at 8%and add$100 every month,by the time she's 65,she would have$980,983!
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card,you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience. Suppose your child wants a new bicycle that costs $150. Rather than paying the cash,give him some regular pocket money and explain that by putting aside,say $15 each week,he will be able to buy it for himself in only ten weeks.
Provide incentive. Tell your children the importance of saving.“For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot,”says Cathy Pareto, expert in money planning.
Explain your values. Values and money are deeply intertwined, says Eilleen Gallo, co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don’t want to buy it.“You might say,‘I'd rather save that money for your education,”,advises Gallo. Every time you spend or don't spend money,you have a chance to share your values.
64. The underlined word“incentive" in paragraph 6 means _____.
A. honor          B. praise         C. excitement      D. encouragement
65. What leads the writer to write this article?
A. Parents want to know how to educate their children.
B. He wants to share his good ideas about money matters.
C. He thinks money management the most important for children.
D. Parents care little about their children's management of money.
66. The writer gives some basics to help __________ in a proper way.
A. parents teach their children how to deal with money 
B. children follow their parents' instructions
C. children manage their money                   
D. parents save their money

 
64---66   DDA  

解析

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【小題8】Jack is always c_____about others’personal affairs
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   A. All the parties have very strict rules for their members.

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   D. All the parties are suitable not only for the young but for the old.

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C. Dinner in the dark.                       D. Message party.

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   B. you have to eat with your hands

   C. guests eat all the courses in the darkness

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STRANGERS parties go wild these days. The main idea of them is to never let the people know who their matches are until the last minute. These are some popular practices that are storming the world’s youth on this V-day.

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Lock and key party

Women are given a lock and men are given a key, upon arriving at the party. Each key and lock has several matches. One can hunt for his/her later-to-be sweetheart in various groups, and try out the key or lock. Each time a lock and key match the pair are entered into a ballot (票數(shù)) for top prizes!

Dinner in the dark

Waiters wearing night vision glasses guide the guests through the pitch-black dining room. They are seated at the table and familiarized with the wine glass and plate. Food is handled with the fingers. People will not see the food they are eating or the guests at their table until the dessert course. At that moment, dining partners will appear.

Message party

Have A Cocktail, Leave A Message! When you arrive, you get a tag with a number and a pad of post-it notes. If you see someone you like, write a message on the message board. But wait… You’ve got a message… Go and collect it! You can make new friends and win lots of gifts. The more messages you leave on the bulletin board, the more chances you have of winning prizes.

1.What do you think the similarities of these parties are?

   A. All the parties have very strict rules for their members.

   B. If you want to go to any of the parties, you have to buy a ticket.

   C. All the parties are aimed at strangers who want to be lovers.

   D. All the parties are suitable not only for the young but for the old.

2.In which party does a participant have to be careful with the time?

A. Speed dating.                          B. Lock and key party.    

C. Dinner in the dark.                    D. Message party.

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   A. you have to wear night vision glasses    

B. you have to eat with your hands

   C. guests eat all the courses in the darkness

   D. your dining partners will help you choose the food

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