Question

【題目】Directions: Complete the following passage by using the words in the box. Each word can only be used once. Note that there is one word more than you need.

Beyond Mobile Money: The Future of Asia’s FinTech

Mobilemoney has been the hottest part in financial technology for the last few years.But FinTech is more than just how people store money and transact（交易）--the space is much more horizontal, short cutting how we create, share, and protect value.

The latest product of FinTech companies to 【1】 in Asia Pacific illustrates the many ways the space can help consumers beyond just their mobile wallet. It is important for all businesspersons to be aware of these trends, as their success opens up all sorts of possibilities for companies to 【2】 with them. And, on a much deeper level, new FinTechs may 【3】 consumer expectations in even other tech industries.

The Smart-phone Emerges a Credit -Scoring Standard

With close to half a billion 【4】 consumers in Southeast Asia alone, there is an entire industry of FinTechs devoted to finding ways to accurately determine their credit - worthiness to give them 【5】 to finance. Unfortunately, since they don’t have bank accounts, such FinTechs cannot rely on 【6】 financial information or credit card payments.

Onecredit scoring source emerging as a new standard in the field is smart-phone-based credit scoring. It has 【7】 broad global support, including from the likes of the World-Bank. In one of its reports, the Asian Development Bank even stated that mobile data was a key to financial 【8】, as it could improve customer recording, and, in turn, get an access to credit.

AI Combines with the Wisdom of the Crowd

The most common slogan in today’s tech headlines is the “artificial intelligence.”Readers are fascinated with how AI has the 【9】 to transform every consumer and enterprise（企業(yè)）industry. While such focus is appropriate that AI will 【10】 change the world, it leaves out a crucialelement that will go hand - in - hand with its rise: the wisdom of the crowd.

Answer 1

【答案】

【1】B

【2】E

【3】G

【4】K

【5】A

【6】J

【7】H

【8】C

【9】F

【10】D

【解析】

本文是一篇說(shuō)明文，介紹了亞洲金融科技的未來(lái)將超越移動(dòng)貨幣，為消費(fèi)者提供更多的幫助。

【1】考查動(dòng)詞。句意：將要出現(xiàn)在亞太地區(qū)的金融科技公司的最新產(chǎn)品表明，除了手機(jī)錢包外，該領(lǐng)域還可以為消費(fèi)者提供多種幫助。分析句子結(jié)構(gòu)可知本句用不定式作后置定語(yǔ)，此處需要填動(dòng)詞原形，空后沒(méi)有賓語(yǔ)，所以用不及物動(dòng)詞，根據(jù)句意可知此處表示“出現(xiàn)”，故填B。

【2】考查動(dòng)詞。句意：對(duì)于所有的商人來(lái)說(shuō)，了解這些趨勢(shì)是很重要的，因?yàn)樗麄兊某晒�為公司與他們合作提供了各種可能性�？涨暗�to為不定式符號(hào)，此處需要填動(dòng)詞原形，partner with表示“與……合伙、合作”。故填E。

【3】考查動(dòng)詞。句意：甚至在其他科技行業(yè)，新的金融科技可能會(huì)塑造消費(fèi)者的期望。情態(tài)動(dòng)詞may后用動(dòng)詞原形作謂語(yǔ)，根據(jù)句意可知此處表示“塑造”，故填G。

【4】考查形容詞。句意：僅在東南亞就有近5億沒(méi)有銀行賬戶的消費(fèi)者，整個(gè)金融科技行業(yè)都在致力于尋找準(zhǔn)確確定他們信用價(jià)值的方法，以便讓他們獲得融資。修飾名詞consumers用形容詞，根據(jù)下文中的“since they don’t have bank accounts,”可知此處表示“無(wú)銀行賬戶的”，故填K。

【5】考查名詞。句意同上，作動(dòng)詞give的賓語(yǔ)用名詞，access to表示“進(jìn)入、有權(quán)使用”，故填A。

【6】考查形容詞。句意：不幸的是，由于他們沒(méi)有銀行賬戶，這些金融技術(shù)不能依靠傳統(tǒng)的金融信息或信用卡支付。修飾名詞financial information 用形容詞，此處是新方式與傳統(tǒng)方式的比較，因此此處表示“傳統(tǒng)的”，故填J。

【7】考查動(dòng)詞。句意：它已經(jīng)激發(fā)了廣泛的全球支持，包括來(lái)自世界銀行等機(jī)構(gòu)的支持。此處缺少動(dòng)詞作謂語(yǔ)，空前的“has”表明為現(xiàn)在完成時(shí)，所以此處填過(guò)去分詞，根據(jù)句意可知此處表示“激發(fā)”，故填H。

【8】考查名詞。句意：亞洲開(kāi)發(fā)銀行在其一份報(bào)告中甚至表示，移動(dòng)數(shù)據(jù)是財(cái)務(wù)附件的關(guān)鍵，因?yàn)樗�可以改進(jìn)客戶記錄，進(jìn)而獲得信貸。作介詞to的賓語(yǔ)用名詞，financial attachment表示“財(cái)務(wù)附件”，故填C。

【9】考查名詞。句意：讀者對(duì)人工智能如何有潛力改變每一個(gè)消費(fèi)者和企業(yè)行業(yè)感到著迷。此處缺少名詞作動(dòng)詞has的賓語(yǔ)，potential to do表示“做……的潛力”，故填F。

【10】考查副詞。句意：雖然這樣的關(guān)注是恰當(dāng)?shù)�，人工智能肯定�?huì)改變世界，但它忽略了一個(gè)關(guān)鍵因素，這將與它的崛起齊頭并進(jìn)：群眾的智慧。修飾動(dòng)詞change用副詞，根據(jù)句意可知此處表示“肯定、無(wú)疑”，故填D。