Four Insurance Policies You Can' t Do Without
A single gap in insurance coverage could wipe out the money that yon' ve earned for many years through your hard work.That' s why it' s important to give yourself a yearly insurance checkup, whether you buy your policies through an agent or from one of the growing number of insurance companies.
Health.Before selecting a policy from your employer or deciding among Medicare options, review your current health,predictable medical needs, and family status.This review should help you avoid a plan that fails to cover a necessary treatment or paying for services that you know you'll never use.
Disability. Your chances of becoming disabled before you retire are far greater than your chances of dying. So every working person needs some kind of disability coverage. If you are working for an employer who offers less than that, you can buy an individual policy to promote your coverage.
Homeowners or renters. Make sure you have replacement-cost coverage that would pay the current costs of rebuilding your home and replacing your personal possessions. A policy that would only pay for the decrease in value of these items isn' t good enough, because you could end up recovering just a small part of their costs. Don' t forget flood and/or earthquake insurance if you live in a locate that has a possible tendency to these types of disasters.
Life. Empty nesters and retirees may. no longer need life insurance at all. But if you have dependents who would suffer financially if you died, it' s still a must.
65. To have your insurance checkup every year is mainly because _______.
A. the gap in insurance coverage could cost you a large sum
B. the gap in insurance coverage could bring you benefits
C. some insurance agencies cover few of your policies
D. too many insurance companies prefer to sell coverage
66. _______ can be ignored while deciding among Medicare choices.
A. Your necessary treatment.                   B. Your personal health at present.
C. Your social status.                           D. Your predictable medical needs.
67. Which of the following is NOT true according to the passage?
A. Workers needn' t buy personal disability coverage if their bosses offer that
B. Insurance companies can secure the full value of private possessions
C. Earthquake insurance can cover replacement-cost caused by the disaster
D. Divorced or retired people may need life insurance for their dependents
68. We can infer that demand for insurance_______.
A. varies due to individual needs of coverage
B. stays the same whether you are working or not
C. increases when we move to a new place
D. decreases if we have a large family to support

小題1:A
小題2:C
小題3:B
小題4:A
         
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科目：高中英語 來源：不詳 題型：閱讀理解


Who doesn’t love sitting beside a cosy fire on a cold winter’s night ? Who doesn’t love to watch flames (火苗) curling up a chimney? Fire is one of man’s greatest friends, but also one of his greatest enemies. Many big fires are caused by carelessness. A lighted cigarette thrown out of a car or train window or a broken bottle lying on dry grass can start a fire. Sometimes, though, a fire can start on its own. Wet hay (草) can begin burning by itself. This is how it happens: the hay starts to rot (腐爛) and begins to give off heat which is trapped inside it. Finally, it bursts into flames. That’s why farmers cut and store (貯存) their hay when it’s dry. 
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39. The writer considers it ________ to sit beside a fire on a cold winter night .
A. nice      B. dangerous      C. unhappy        D. painful
40. Which of the following describes the way how hay begins burning on its own ?
A. wet hay ---- becomes dry ---- gives off heat ---- burns
B. dry hay ---- gets too much heat from the sun ---- gives out heat --- starts to burn
C. wet hay ---- begins to rot ---- gives out heat ---- starts to burn
D. dry hay ---- gives off heat ---- starts to rot ---- starts to burn
41. Many big fires are caused __________ .
A. by cigarette             B. by their own    
C. by dry grass              D. by people’s carelessness
42. How many examples did the writer give to show fires can destroy the whole city ?
A. One      B. Two      C. Three           D. Four
43. Which of the following statement is not true ?
A. Fires still cause much damage now although there are modern fire - fighting methods .
B. Fires cause less damage in the country than in the city .
C. Fire can be man’s good friend and also great enemy .
D. One should be careful not to throw a lighted cigarette everywhere .

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科目：高中英語 來源：不詳 題型：閱讀理解


Are you tired of looking for love in all the usual places? Nowadays, millions of lonely singles are now going online instead. The World Wide Web is quickly becoming the world’s most popular matchmaker. With so many singles online, dozens of dating sites like Yahoo Personals and Match.com are helping singles find that special someone. Around the world , from America to China , love is now very much online.
Singles are flocking to the Internet mainly because their busy lifestyles leave them little time to look for a significant other. Using dating sites is quick and convenient They can “meet ”a lot more people online than they could by hanging out at a club. Besides , many singles say the regular dating scene has just led them from one bad experience to another and are ready to try something else . They also appreciate the first distance of online dating, which allows them to hide themselves until they are ready to meet someone face to face. Dating sites also make it easy to avoid someone you are not interested in. In the real world , however , ignoring someone you don’t like can be awkward.
Despite all the advantages , online dating also presents its own set of problems . People aren’t always who they claim to be in their online profiles. For instance , someone who tells you he is “ handsome , successful and single ” might turn out to be homely, unemployed and married . Safety is another concern . You are just as likely to find a criminal online as you are Mr. or Miss Right.
Even so , Supporters of online dating see things in a positive way. In their opinion , singles can safely play the online dating game with a little common sense. Online dating experts recommend following a few safety tips:
Guard your personal information. Never give out your personal information online. This includes your last name, phone number, home address and place of work.
Watch for red flags.  Do any of the people you are chatting with make disrespectful comments ? Do they try to control you ? Do they give false information about themselves? If so , forget them!
Meet in a safe place. when meeting someone in person , choose a public location with other people around .
Following these tips and you might be able to find the person of your dreams.
71. According to the passage, many lonely singles don’t appreciate the regular dating scene because it is _______.
A. unpopular       B. troublesome       C. convenient    D. forgettable
72．This passage is mainly about _______.
A. getting tired of falling in love in a usual way
B. people with false information on the Internet
C. new technology to find love through the Internet
D. web sites such as Yahoo Personals and Match.com
73．The underlined words in the second paragraph “a significant other” means“_____”.
A. a true friend　　　                 B. a matchmaker　　
C. a marriage partner　　　　          D. a happy family
74．Which of the following is NOT a suitable place for meeting someone you get to know through the Internet for the first time according to the text?
A. At his / her house                      B. At the museum
C. At McDonald’s                          D. At the bookstore
75．From this passage , we can infer that ________.
A. there are mostly homely and unemployed people online
B. the police had better find criminals online
C. we can find love only through the dating sites
D. following safety tips ensures a safe online dating experience

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科目：高中英語 來源：不詳 題型：閱讀理解


第二部分：閱讀理解（共20小題，每小題2分，滿分40分）
第一節(jié)：閱讀下列短文，然后從所給的四個(gè)選項(xiàng) (A、B、C和D) 中選出最佳選項(xiàng)，并寫在答題紙上.
Every spring scores of people flock to the Buzzard Festival（禿鷲節(jié)） at Hinckley, Ohio. They come to watch for buzzards. Most would be glad just to take a look at a buzzard. If they do see one of these “flying garbage cans”, it will probably be circling high in the sky. From there it can watch the ground for signs of the waste and the dead animals on which it feeds.
The buzzard is the ugliest bird in the United States. In fact, it may well be the ugliest bird in the world. It has a small, bare, pink head. Its thick body is covered with dark, rough feathers.
In spite of its looks, the buzzard is important to the people of Hinckley. It is their first sign of spring. After a winter in the south, buzzards return to their homes in the north. In the Hinckley area, they always return on March 15. No one knows why. But they have come back to Hinckley Ridge on that day, sure as clocks work, for at least forty years.
The excitement starts in February. By the middle of March it has reached a high peak. Bets are placed. Prizes go to the person who sees the first buzzard. Radio stations and newspapers tell of the coming festival. And on the weekend after March 15 the people of Hinckley hold their Buzzard Festival.
The people come and look around. They chat. They eat their pancakes and sausages. Then they drive past Buzzard’s Roost on Hinckley Ridge.
A lot of them stop near the road at the stand set up to give information to visitors. There they can hear, from a recording, the main facts about the buzzard. They can see a stuffed buzzard. They can look at some pictures taken of buzzards in other years. With good luck and a strong pair of field glasses, they may sight one or two live buzzards high in the sky.
Buzzards may be ugly. They may be “flying garbage cans”. But in Hinckley they are just as welcome as the swallows are in Capistrano in California. It would be a sad spring indeed if the buzzards ever failed to come back to Hinckley Ridge.
61．A good title for this story would be _________.
A. The Hinckley Buzzard Festival             
B. Buzzard, the Ugliest Bird
C. Why the Buzzard Has a Pink Head          
D. The Return of “The Garbage Can”
62．The buzzard is called the“flying garbage can”because it _________.
A. is ugly                                  
B. eats waste and dead animals
C. looks like a garbage can                    
D. collect rubbish on the ground
63．The surprising thing about Hinckley’s buzzards is that _________.
A. they spend the winter in the south
B. they come very close to the town
C. they return on the same day each year
D. both buzzards and swallows return to Capistrano on March 15
64．At the information stand, visitors to Hinckley’s Buzzard Festival can _________.
A. feed their pancakes and sausages to buzzards
B. easily see a live buzzard
C. take some pictures with the background of live buzzards
D. learn some facts about the buzzard

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科目：高中英語 來源：不詳 題型：閱讀理解


Ⅳ．閱讀理解(共20小題；每小題2分，滿分40分)
閱讀下列短文，從每題所給的四個(gè)選項(xiàng)(A、B、C和D)中，選出最佳選項(xiàng)。
The holiday season can be a very stressful time for many people．Sometimes，we ale too busy to shop for the right gifts for our friends and family．
Besides that，you may hurry，not only to find the right present，but also a parking place for your car．
The people you give gifts to have different interests，and it is hard to go everywhere to fend suitable gifts．Some of the best gifts I have found have been online．This saves me a lot of trouble．I can find the best sports tickets and best event tickets all from my own chair．
There are different types of tickets for sale online．You can buy anything nowadays from concerts to the best sporting events available．You may even find tickets for nearly everyone．
The tickets are colorful，such as the circus，shows for children，or The Sound of Music．These events are fun for the whole family and interesting gifts．
Wherever you live, you can get tickets for just about any city in North America．You won’t have to pay an arm and a leg for the best sports tickets or for superior seats for shows．Sometimes，the tickets can turn out to be cheapen
Tickets make truly nice presents．First of all, you don’t have to walk up and down the store．Secondly, you can usually spend less money．Thirdly, you have a vast of selections when you look for tickets on the Internet．There is always a clever choice online for everyone on your gift list．Want to know more? Crick here!
56．The underlined part “to pay all arm and a leg”means      
A．to spend money in buying an arm and a leg
B．to spend time in getting an arm and a leg
C．to be busy driving up and down
D．to be busy watching sports meetings
57．The main purpose of writing the passage is       ．
A．to sell the useful and colorful tickets
B．to tell you some kinds of tickets you may buy
C．to buy the tickets online or in shops
D．to introduce a new way to buy presents
58．Which one do you think is the best title of the passage?
A．Ticket—a Nice Present   
B．Do No Shopping on Holidays
C．Different Colorful and Useful Tickets
D．How to Buy Tickets in Holidays
59．According to the passage，we are sure that        
A．the article comes from a magazine
B．you can buy tickets for your friends in any city
C．we may buy some tickets at a low price sometimes
D．a(chǎn) friend in England may get your ticket-present

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科目：高中英語 來源：不詳 題型：閱讀理解


Come prepared: When you arrive at a race, your bike should be in race-ready condition.
Chain Management: Chain damage is still the number one problem with mountain bikes. Keeping your chain clean and well-oiled will help, as will frequent chain replacement. Periodic inspection of your chain for wear, stretch and damage may save you a long walk home.
Packing Tape: This can be used for rims trips, boots for fractured tires and a dozen more makeshift repairs. If you've flown to the race, it also saves you from having to borrow tape to close up your bike box for the flight home. Other musts: safety pins and plastic zip ties.
Pre-race: Visual inspections before any serious off-road ride, carefully examine the area where the tire hooks onto the rim and remove any foreign objects which could cause premature（比預(yù)期早的）tire wear.
Tire Pressure: Check tire pressure before race start. The recommended pressure is noted on the tire sidewall, usually 40 lbs., many racers run 50 lbs., or more for less rolling resistance.
Be Self-Contained: Make sure you are self-contained. Bring your own drinking water, food and first aid kit. Also have tools, spare parts, tubes, quick fills and a chain tool. Never suppose you can just borrow these items from a friend.
Post-race Visual Inspections: Inspect your bike after completing each event, especially before competing in a downhill event. Re-inspect before packing your bike for the trip home.
Have Fun!
73. This passage is written for those who _______.
A. go in for outdoor activities                        B. love cycling in other places
C. will join in mountain bike races                 D. are preparing for a marathon
74. The writer seems to advise the racers ________.
A. not to replace chain frequently                   B. not to take an extra chain
C. to bring less while racing                          D. to have higher tire pressure
75 The passage is organized in order of _______.
A. importance             B. time                      C. readers' interest       D. place
76. From the passage we can safely say that _______.
A. a foreign tire is a guarantee for the cyclist to win the race
B. the biggest trouble for the race is that nobody will help you
C. a downhill event causes more damage to the bike than an uphill one
D. regular inspection is a must before, during, and even after the race

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科目：高中英語 來源：不詳 題型：閱讀理解

   CHICAGO ---Call it a reward, or just “bribery(賄賂)”.
Whichever it is, many parents today readily admit to buying off their children, who get goodies(好東西) for anything from behaving in a restaurant to sleeping all night in their own beds.
That’s what worries parenting experts.
“I think that reward systems have a time and a place and work really well in certain situations,” says Marcy Safyer, director of the Adelphi University Institute for Parenting.
“But what often gets lost for people is being able to figure out how to communicate to their kids that doing the thing is rewarding enough,” Safyer says.
Parents and experts alike agree that the dynamic(動力) is partly a reflection of the world we live in. It’s unrealistic to think a parent wouldn’t reward their children with material things sometimes, says Robin Lanzi, a clinical psychologist and mother of four who’s the research director at the Center on Health and Education at Georgetown University.
“But you want to make sure that they match the behavior, so it’s not something huge for something small,” Lanzi says.
She recalls hearing about a father who offered his child a Nintendo Wii game system for scoring a couple goals in a soccer game.
Elizabeth Powell, a mother of two young daughters in Austin, Texas, knows what she means.
“You want to raise them in a way that they’re respectful and appreciate things,” Powell says of her children. “But sometimes, you wonder now if kids appreciate even a new pair of shoes. ”
小題1:Parenting experts are worried that ____ .
A．today’s children are fed up with material things
B．parents are rewarding their kids improperly
C．today’s children are more and more demanding(苛求的)
D．there is lack of communication between parents and children
小題2:What Safyer says suggests that ____ .
A．reward systems are quite limited in developing abilities
B．reward systems work well regardless of（不管） time and place
C．reward systems are still not made full use of to develop abilities
D．reward systems are often used at the wrong time and place
小題3:What can we learn from what Robin Lanzi says?
A．She holds a different opinion from other parenting experts.
B．She thinks children can’t behave well without being rewarded.
C．She holds a similar belief to Safyer and gives further explanation.
D．She doesn’t believe in rewarding children for good behavior.
小題4:The father who offered his child a Nintendo Wii game system can be regarded as
_____.
A．over-rewarding his child
B．giving his child proper reward
C．respecting and appreciating his child
D．giving something small for something huge

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科目：高中英語 來源：不詳 題型：閱讀理解


第三部分閱讀理解（40分）
閱讀下列短文，從每題所給的四個(gè)選項(xiàng)（A、B、C、D）中，選出最佳選項(xiàng)，并在答題卡上將該項(xiàng)涂黑。
We were driving in the right lane （車道）when, all of a sudden, a black car pulled out of a parking space right in front of us. My taxi driver stepped on his brakes, skidded（打滑）. And missed the black car’s back end by just inches! The driver of the black car. Who almost caused a major accident . turned his head angrily and started shouting bad words at us .
My taxi driver just smiled and waved at the guy. I mean, my taxi driver was friendly. So, I said, Why did you just do that? This guy almost ruined your car and sent us to hospital!” and the following is what my taxi driver told me, which I now call “the law of the garbage truck”.
“Many people are like garbage trucks. The run around full of garbage, full of frustration, full of anger, and full of disappointment. As their garbage piles up, they need a place to dump(傾卸) it. And if you let them, they’ll dump it on you. When someone wants to dump on you, don't take it personally. Just smile, wave, wish them well, and move on. Believe me. You’ll be happier.”
So this is it: “the law if the garbage trucks”. I started thinking: how often do I let “Garbage trucks” run right over me? and how often do I take their garbage and spread it to other people: at work, at home, or in the streets? It was then that I said, “I’m not going to do it anymore.”
I began to see “Garbage trucks”. I see the load they’re carrying. I see them coming to drop it off. And like my taxi driver, I don’t make it a personal thing; I just smile, wave , and move on.。
Good leaders know they have to be ready for their next meeting. Good parents know that they have to welcome their children home from school with hugs and kisses. What about you? The mark of a successful person is how quickly he can get back his focus on what’s important.
56．Who acted like a garbage truck in the incident described in the first two paragraphs ?
A．The author                                          B．The taxi driver
C．The driver of the black car                D．Both drivers
57．The underlined part “the load” in Paragraph 5 refers to“     ”.
A．bad mood        B．excitement             C．new products           D．waste materials
58．What is the main idea of the last paragraph ?
A．Ignore unpleasantness and stick to your tasks
B．Try to be good leaders as well as good parents
C．Always be kind and hard-working
D．Do things quickly so as to be ready for the next

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