Learning to save money when you're young is an important lesson．All good lessons and habits begin early, and saving is a skill that everyone needs．Many people - adults included – do not have a good sense of saving for the long run．

       I have been lucky to learn this lesson early because I have had a grass-cutting business since I was 10 years old．Of the money I make, I spend about 10 percent and save the other 90．

    Making sure you save and don't spend too much is a good way to build up wealth．I have put my earnings in a bank．Many teens I know spend all the money they earn, so it never has a chance to grow．Young people should realize that their teenage years are a great time to begin saving．

    At high school, many parents pay for almost everything, so your expenses can be small．If you have a job．you should have fun with some of the money．But you should also save some so that it will grow．Then you can begin planning for your future．When you spend money, you not only lose that money, but also lose the interest you should have earned by saving it．

    After high school, college is expensive and then "real" life begins, with expenses such as food and rent．ff you can hold onto a good percentage of the money you earn as a teen, going to college and buying a house will be much easier．The earlier you begin saving, the more time the money has to grow．If you are in your thirties without any savings, you will always have to struggle, The earlier you begin saving, the easier it is to create a nest egg （儲(chǔ)備金） ．

1．According to the author, a man can build up his wealth by ____．

     A．finding a good job                   B．saving money when he grows up

     C．buying a house                    D．saving money and spending less

2．The author seems to believe____．

     A．it is hard to save money when in high school

     B．if you have a job, you needn't save money

     C．when spending one loses more than the money he pays

     D．going to college will be easier if you borrow money from the bank

3．The best tide of the passage can be ____．

     A．Saving for future                    B．Learning to spend less

     C．How to save money                D．How to make money

4．The text is written mainly for ____．

     A．a(chǎn)dults       B．teenagers       C．businessmen            D．college students

Learning to save money when you're young is an important lesson. All good lessons and habits begin early, and saving is a skill that everyone __36__. Many people—adults included—do not have a good __37__ of saving for the long run.
I have been _38__ to learn this lesson early because I have had a grass cutting business since I was 10 years old. 39__ the money I make I spend about 10 percent and save the other 90.
Making sure you save and don't spend too much is a good way to __40__ wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to _41__. Young people should __42_ that their teenage years are a great time to begin saving.
If you have a job at high school, you _43__ have fun with some of the money. But you should also save some __44__ it will grow. Then you can begin planning for your future. When you spend money, you not only lose that money, __45__ lose the interest you could have earned by saving it.
After high school, college is __46__， with expenses such as food and rent. If you can  __47__ a good percentage of the money you earn as a teen, going to college and buying a house will be much easier. If you are in your thirties without any savings, you will always have to __48__.
Later in life it can be hard to start saving _49__ general  cost of living is more expensive and you may only have enough to pay your _50__. If you want to buy a house and have a family, you need money to start with, which __51__ saving.
Many say money cannot make you happy, and this is true. But money can help you to lead a __52__ life.
Saving early will mean you will have to work for fewer years when you are older. It will also __53___ you to spend time doing the things that you want to do.__54__， it will mean you can live the way you want to without  55__.

【小題12】

A．hold out B．hold up C．hold onto D．hold back

Learning to save money when you’re young is an important lesson. All good lessons and habits begin early, and saving is a skill that everyone needs. Many people-adults included-do not have a good sense of saving for the long run.

    I have been lucky to learn this lesson early because I have had a grass-cutting business since I was 10 years old. Of the money I make I spend about 10 percent and save the other 90.

    Making sure you save and don’t spend too much is a good way to build up wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to grow. Young people should realize that their teenage years are a great time to begin saving.

      At high school，if you have a part time Job，you should have fun with some of the money. But you should also save some so that it will grow. Then you can begin planning for your future. When you spend money，you not only lose that money，but also lose the interest you could have earned by saving it．

     After high school, college is expensive and then “real” life begins, with expenses such as food and rent. If you can hold onto a good percentage of the money you earn as a teen, going to college will be much easier.

     Later in life it can be hard to start saving because general costs of living are more expensive and you may only have enough to pay your bills. If you want to buy a house and have a family, you need money to star with，which comes from saving.

     Many say money cannot make you happy, and this is true. But money can help you to lead a sale life.

     Saving early will mean yon will have to work for fewer years when you are older. It will also allow you to spend time doing the things that you want to do.

   In addition to this，it means you can live the way you want to without worrying.

1.When did the writer learn to save money?

2.What is a great time to begin saving?

3.What’s the best title for the passage?