Eat your vegetables. Wash your hands. Always say "please" and "thank you". We are full of advice for our children.1.As a result, our children may grow up with clean hands and good manners, but without any idea how to manage their money.

Here are some basics that will help guide them their entire lives:

Show them the future. If your 13-year-old girl were to save $1,000, invest it at 8% and add $100 every month, by the time she's 65, she would have $980,983!

Be careful of credit. Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly. 2. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.

3.Suppose your child wants a new bicycle that costs $150. Rather than paying the cash, give him some regular pocket money and explain that by putting aside, say, $15 a week, he will be able to buy it for himself in only ten weeks.

Explain your values. 4.When your child demands that you buy something, explain way you really don't went to buy it. You might say, "I'd rather save that money for your education" 5.

A. Every time you spend or don't spend money, you have a chance to share your values.

B. Provide encouragement.

C. That means paying off your debt in time.

D. Teach patience.

E. Values and money interact.

F. But when it comes to money, we often have little to say.

G. Tell your children the importance of saving.

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