Question

Most likely, you aren’t the family breadwinner. But doing a small job or getting a weekly allowance (零花錢) would put some money in your pocket. For kids and grown-ups alike, money is easy to spend. If you aren’t careful, it can be going in no time.
　　Being responsible with your money is an important skill to learn — and the sooner you start the better. Whether you are tracking your spending or saving for something special, creating a budget can help you deal with your expenses and plan for the future. All you need are paper and a pencil — and some self-control.
　　First, take a look at our sample monthly budget. Then, use a separate sheet of paper to plan your own. In the first two columns (欄), list your sources (來源) of income and how much you expect to earn from them. In the third and fourth columns, list what you expect to spend your money on and the amount.
　　The left-hand total should be more than or equal to the right-hand total. If it is, you have an effective budget. Budgets are not complex, but sticking to them can be tough. When planning your budget, be realistic about your expenses. If you know that you drop $18 at a movie, don’t write $12 in that space simply because you wish you were spending less.
　　If you are eyeing a big purchase, such as a $150 skateboard, spend less and save more until you have the total amount. No matter how attractive it may be, avoid spending your savings. One day, you will thank yourself!

Monthly Income	Amount	Monthly Expense	Amount
Allowance	$20.00	Snacks	$20.00
Money earned selling drinks	$25.00	Music downloads	$12.00
Money earned babysitting	$12.50	Movies	$18.00
Money earned delivering newspapers	$30.00	Video rental	$10.00
Total	$87.50	Total	$66.00

【小題1】Who is the passage written for?

A．Children.

B．Parents.

C．Breadwinners.

D．Bank managers.

【小題2】The purpose of making a budget is to help people _________.

A．learn to be realistic	B．increase their saving
C．manage their money well	D．test their power-control

【小題3】What should people do when planning a budget?

A．Fill in the expenses as they really are.

B．Avoid spending money on expensive things.

C．Set aside a fixed amount of money as savings.

D．List income and expenses on two pieces of paper.

【小題4】Which of the following budgets is effective?
A

Monthly Income	Amount	Monthly Expense	Amount
Allowance	$20.00	Money earned walking dogs	$20.00
Bus fares	$40.00	Movies	$28.00
Total	$60.00	Total	$48.00

B

Monthly Income	Amount	Monthly Expense	Amount
Allowance	$20.00	Movies	$30.00
Money earned washing cars	$10.00	Bus fares	$10.00
Total	$30.00	Total	$40.00

C

Monthly Income	Amount	Monthly Expense	Amount
Allowance	$27.50	Money earned brushing shoes	$22.00
Money earned washing dishes	$22.50	Birthday gifts	$28.00
Total	$50.00	Total	$50.00

D

Monthly Income	Amount	Monthly Expense	Amount
Allowance	$26.00	Video rental	$22.00
Money earned doing yard work	$24.00	Birthday gifts	$28.00
Total	$50.00	Total	$50.00

【小題5】The passage mainly tells us ________.

A．the importance of making a budget	B．how to make a budget
C．how to form good habits	D．how to spend money

Answer 1

【小題1】A
【小題2】C
【小題3】A
【小題4】D
【小題5】B 

解析試題分析：文章介紹雖然孩子不是養(yǎng)家的人，但是通過做些工作，可以掙一些零花錢，如果能對(duì)這些錢做好預(yù)算，可以更好的理財(cái)。
【小題1】考 查 短 文 的 目 標(biāo) 讀 者 。 由 短 文 中 提 到 的aren’t…breadwinner，allowance 及 For kids 推斷，短文主要是給孩子看的，教他們?cè)趺春侠砘ㄥX，故答案為A
【小題2】細(xì)節(jié)題：本題考查某人做某事的目的，且與理財(cái)有關(guān)。問題是問做預(yù)算的目的。由短文中提到的 creating a budget can help youdeal with your expenses and plan for the future 可知，答案為C“幫助人們更好地理財(cái)”。
【小題3】細(xì)節(jié)題：問題詢問計(jì)劃預(yù)算時(shí)人們應(yīng)該做什么。短文中的 When planning your budget be realistic about yourexpenses. If…you drop 18…don’t write 12…表明人們?cè)谧鲱A(yù)算的時(shí)候，填寫費(fèi)用的時(shí)候根據(jù)實(shí)際情況，答案為A。
【小題4】細(xì)節(jié)題：從表格上看AC Monthly Income和 Monthly expenses都不對(duì)，B表格里面開支比收入多，也不符合要求，所以選D
【小題5】主旨題：從第二段的句子：Whether you are tracking your spending or saving for something special, creating a budget can help you deal with your expenses and plan for the future. All you need are paper and a pencil — and some self-control.可知這篇文章講的是如何做預(yù)算。選B。
考點(diǎn)：考查日常生活類短文