My daughter Chloe is starting out in college in the fall. With her newfound independence will come the newfound responsibilities of dealing with money.
【小題1】  Now I have a few lessons I’d like to share with Chloe, and with anyone else starting out in college.
 【小題2】  OK, this is almost the only lesson you need. The biggest reason you get into money problems is that you spend money you don’t really have. Then you end up in the hole, and it’s hard to get out of the hole. You work too many hours to keep up with your spending. And you end up with a life that’s about nothing but trying to pay for all the spending on something you don’t really need.【小題3】 
Make a very simple budget (預(yù)算). It’s a terrible thing for people who’ve never done a budget, but it’s not hard.   【小題4】  If the bills add up to more than the income, remove some bills.
Pay bills right away. If you have the money, pay the bill as soon as it comes in. You can usually do this online, but if not, it’s just a matter of writing a check, putting it in an envelope, and writing out an address — two minutes.  【小題5】  If you let the bill paying get pushed back, it becomes a terrible thing.
That’s all you need to know. If you save when you’re in college, avoid debt, and pay bills on time, you’re golden.

A．Spend less than you earn.
B．List your income, then list your bills.
C．So spend less, work less, worry less, be happier.
D．Find ways to get things done you need to get done.
E. If you spend less than you earn, you won’t be in debt.
F. Like many young people, she hates thinking about money.
G. Do this two-minute action at once, so you don’t have to worry about it later.


【小題1】F
【小題2】A
【小題3】C
【小題4】B
【小題5】G

解析試題分析：文章大意：本文是一位母親給即將上大學(xué)的孩子關(guān)于如何管理錢(qián)的幾點(diǎn)建議，文中提到了花錢(qián)不要超出支付能力，要學(xué)會(huì)制定預(yù)算而且要做到有錢(qián)立即付賬，不拖延。
【小題1】考查上下文的理解及推理判斷能力�？涨癢ith her newfound independence will come the newfound responsibilities of dealing with money.提到和新的獨(dú)立一起到來(lái)的是處理錢(qián)的責(zé)任，所以下文71空就是關(guān)于錢(qián)的問(wèn)題，所以答案為F選項(xiàng)。像很多年輕人一樣，她討厭考慮錢(qián)的問(wèn)題。
【小題2】考查總結(jié)歸納主題句的能力。從文章第二段you spend money you don’t really have. Then you end up in the hole, 和you end up with a life that’s about nothing but trying to pay for all the spending on something you don’t really need都是指花的錢(qián)超出了支付能力，結(jié)果就是努力去償付那些沒(méi)必要花的錢(qián)。所以A選項(xiàng)正確，意思是花的錢(qián)不要超出你所掙的錢(qián)
【小題3】考查對(duì)語(yǔ)境的理解及推理判斷能力。第二段整段都是說(shuō)花錢(qián)不要超出自己的支付能力，否則就會(huì)過(guò)上為了還錢(qián)而努力掙錢(qián)的生活，而且從空前You work too many hours to keep up with your spending.判斷下面應(yīng)該是進(jìn)一步強(qiáng)調(diào)少花錢(qián)的重要性，故C選項(xiàng)正確，意思是少花錢(qián)，少工作，少擔(dān)心，更快樂(lè)。
【小題4】考查上下文的理解及推理判斷能力。這段的建議是制定預(yù)算，而且從空后句中If the bills add up to more than the income, remove some bills.出現(xiàn)的提示詞 bill 和 income判斷B選項(xiàng)正確，意思是首先列出你的收入，然后列出你的賬單。
【小題5】考查上下文的理解及推理判斷能力。前面是說(shuō)有了錢(qián)馬上付賬，付賬僅僅是需要兩分鐘的事情，所以從空前的 two minutes 判斷G為正確選項(xiàng)，立即做這個(gè)兩分鐘的活動(dòng)，這樣過(guò)后你就不會(huì)擔(dān)心它了。
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