Because of the financial crisis in the US and UK, college students are beginning to struggle to find ways to pay their tuition fees and accommodations.

Recently, two major US student loan lenders—Citibank and JPMorgan Chase—announced they were leaving the student loan industry altogether. Because banks currently have a lack of credit(存款額), they are reluctant to offer students low­interest loans(貸款) that need a several­year wait for any return of interest.
In the US, many undergraduates top up their financial needs with a private loan, although the majority can get government­funded loans. In the 2005­2006 academic year, $17 billion in private student loans was used to finance higher education. The shortfall in private funding has yet to be covered and will hit many US students hard.
Across the Atlantic, UK students have been less troubled by the crisis. Most undergraduates in the UK cover their university expenses with government­funded loans and grants(助學(xué)金). Their biggest concern is a sudden steep increase in student rent.
Most young professionals now rent houses, since 80 percent of UK mortgage schemes(住房抵押貸款計(jì)劃) have disappeared—a direct result of the credit crisis. This has boosted the house rent market.
In large cities, UK students are paying almost 6.5 percent more in rent than the previous year. Figures from the UK organization Accommodation for Student show students in big cities such as London paying an average weekly rent of $103.
Yet, despite students' suffering, the number of this year’s university applications is expected to grow. During economic slumps, people regard further education as a way to survive tough job markets.
【小題1】According to the passage, banks are unwilling to offer students loans because ________.

A.the students are poor and sometimes they can’t pay off the debt
B.banks prefer lending the money to the young professionals
C.banks don’t have enough money left at the present time
D.they think college students are not studying hard
【小題2】The underlined phrase “top up” in Paragraph 3 probably means ________.
A.put up B.make up C.fill up D.pick up
【小題3】Which of the following is NOT true according to the passage?
A.UK college students have to pay more if they want to rent houses.
B.More UK students want to further their study in college.
C.It is not so easy for US students to loan money now.
D.College students' tuition fees have risen greatly.
【小題4】It can be inferred that ________.
A.there are no private student loan lenders in the UK
B.loans for US college students will be increased next year
C.private funding falls a little because of higher­interest loans in the US
D.private loans play a very important role in financing US students’ education
【小題5】The passage mainly tells us ________.
A.college students in the US and UK are faced with their financial crisis
B.it is the duty of the governments to solve college students' financial crisis
C.private student loan is a good way for college students to overcome the difficulties
D.further education is a good way for college students to survive tough job markets


【小題1】C
【小題2】C
【小題3】D
【小題4】D
【小題5】A

解析試題分析:文章主要講述了英國(guó)和美國(guó)的大學(xué)生們正面臨著經(jīng)濟(jì)危機(jī)的影響。
【小題1】事 實(shí) 細(xì) 節(jié) 題 。 文 中 第 二 段 提 到 “ ...banks currently have a lack of credit,”說(shuō)明銀行的存款額不足,故C項(xiàng) 正確。 C
【小題2】詞義推測(cè)題。文中第三段提到學(xué)生們除了得到國(guó) 家的助學(xué)貸款外,也可以通過(guò)私人貸款來(lái)滿(mǎn)足經(jīng)濟(jì)需求,可猜測(cè)top up的意思為“給….添滿(mǎn),盛滿(mǎn)”,故fill up正確。 選C
【小題3】事實(shí)細(xì)節(jié)題。結(jié)合文章內(nèi)容可知A、B、C三項(xiàng) 都是正確的。D項(xiàng)的內(nèi)容:大學(xué)的學(xué)費(fèi)有很大的提高,文章中沒(méi)有提及,故選D。
【小題4】推理判斷題。文中第三段提到很多學(xué)生通過(guò)私人貸款來(lái)滿(mǎn)足自己的經(jīng)濟(jì)需求,并且在2005到2006年間有170億美元用于學(xué)生的私人貸款,說(shuō)明D項(xiàng)是正確的。
【小題5】主旨大意題。通讀文章可知文章主要講述了英美限 時(shí) 訓(xùn) 練 的大學(xué)生面臨的經(jīng)濟(jì)危機(jī)。選A
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Relax. He is the same little boy you loved yesterday. I smiled trying to hold back the tears. “No, he isn’t. Yesterday I dreamed he would be an astronaut. Today I am hoping he will learn to talk.”
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Wyatt put a bunch of Fruit Loops in his mouth. No response.
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He smiled big. Ate Fruit Loops. Turned the TV on and off. Still no response.
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“Watch Spongebob.” Wyatt asked as he slid down from his kitchen stool and ran off, leaving me shaking my head and wondering in exactly which way this situation was going to end badly.
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Wyatt laughed, looked at me straight in the eye and said, “Mommy so happy!”
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And that is the solution.
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A.a(chǎn) heavy blowB.a(chǎn) white lie
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A.his mother forced him to do that
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【小題5】What seems to be the solution at the end of the passage?
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Zoology(動(dòng)物學(xué))is the part of science that deals with the study of the animals’ growth, home and behavior. It has nothing to do with people, so many students are left wondering why they have to learn it.
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Studying zoology would help people know the real facts about animals. One of the negative facts is the decreasing numbers of some species of animals. It makes people realize that there is a need for nature to be always balanced. We need animals to keep the balance in our environment and for humans to survive as well. It would help us learn the needs that animals lack and we can respond by thinking of solutions we can give to the endangered species of animals.
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A.caretakersB.killersC.competitorsD.trainers
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